Tips To Avoid Getting Scammed

There are so many scams, and such a variety of them, it's hard to keep up. The best way to keep ahead of the game is to educate yourself. Some scams are glaringly obvious, while other more subtle scams may have you questioning if it is legitimate or not. One important rule to remember is, "If it looks too good to be true, it probably is."

There are real estate scams, get rich quick schemes, email scams and may other fraudulent practices to be aware of.

Here are some tips to help you avoid getting scammed.

Scammers trying to gain your account numbers, user names or password information

There are many ways someone may try to gain your bank account number. Some of the few that come to mind right away are the emails from Paypal and your banking institution.

They may read something like this:

Your Paypal account (or Banking account) has been compromised. Please log in and verify your account information. Follow the link below:

http://www.what-looks-like-a-legitimate-link

This is called "PHISHING." Phishing is someone attempting (via email) to gather your personal information such as usernames, passwords, credit card and bank account numbers, by pretending to be a trusted establishment.

Your financial institution will NEVER email you asking for you to click on a link to verify your password and/or account number....NEVER. Those who click on the link and send their personal information are passing it along to someone who will harvest that those numbers and then have access to your account.

Paypal even asks that if you receive an email such as this, that you report it to them. They ask that you forward the entire email to spoof@paypal.com

This, of course, is not just limited to emails. If anyone calls you on the phone and asks for this information, it's time to hang up.

These two videos show how many, in these times of this poor economy, are being robbed blind. Even though these business checks look legitimate and banks actually ACCEPT them as real checks, once they bounce, the account holder is responsible.

1. Do not give our your social security number
2. Do not give out your driver's license number
3. Do not give out your bank account number
4. Do not give out user names or passwords

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Do you have any advice or tips to share to help people avoid getting scammed? Feel free to write them below. If not, be sure to leave a note and let me know you've been here. Thanks.