how it can effect our life especialy on money finance maby somebody have some experience and can share here..
YES! I have, actually once when I was 16! I opened up an account online, paid for it, and decided after 3 months I didn't want the phone. So I asked my 18 year old friend how to close a phone account and she replied "Just stop using the phone and paying the bill." So as you could imagine that's what I did. Fast foward to 5 months later I had a whopping $300 bill that collections was asking me for and BAD CREDIT! I swore on my life never to listen to friends about finances EVER! By the way hello Kevinblogger i'm Millionheir and i would like to be friends i'm new to this hubpages thing, please add me as a friend/fan and i'll add you! Nice to meet you!

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