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Thank you so much Crafty. "I did it for my family" is very helpful. Sometimes we don't realize that not killing ourselves at work is actually "for the family". I like to think that having my husband stop his 4 hour commute each day is just that.
L, Thanks so much!!! My husband is a software engineer n I'm former teacher of the deaf. We have created classic game software for years, but with only me focusing on our business,we haven't made money. If Mike quits,the two of us might succeed.
If you need financial planning assistance, I might suggest contacting the FPA local chapter. http://www.fpanet.org/ Some planners do pro bono work. There may be some near you.
L, again...EXCELLENT.This is very much appreciated. We're listing all of our debts, etc. this afternoon and were trying to figure it out. I listen to Clark Howard, but when I hear people wondering what to do with their thousands, I get discouraged.
Don't worry about other people. The key is to prioritize debt, based on interest rates, tax benefits and who is negotiable to a settlement or re-negotiation if need be. If you settle with a credit card company, the debt forgiven is taxable income
L, thanks for all your help - don't think we'd settle with a credit card company because we can pay, but I do like the negotiating interest rate. We got an offer on our house, so I think we're just going to take it, get our debts gone and RV it!
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Thank you so much, D. Very helpful! I stopped "working" when my husband was taking "contract software jobs" around the US. We have an ed.software business that I can't seem to run all by myself. If he stops his permanent job, we might make it soar