Always contact an attorney!
3 years ago, when my ex was walking down the road & hit by a drunk driver he ended up with 2 broken legs (1 has now been amputated)My ex had no insurance but hired an attorney ASAP! He got a good settlement cuz the guy was driving a company vehicle!
A month after that my 2 oldest were hit by a guy who ran a red light. Again, we had no insurance but hired an attorney right away. They both got fair settlements, considering medical bills had to be paid.
3 months after that, my youngest crashed his bike into a brick wall & broke his patella (kneecap). No settlement cuz it was his own fault.
I received a settlement last year for a car accident. A 16 year old kid ran a stop sign and I hit her at 55 miles an hour. She stepped out of her car and the first thing out of her mouth was, " OMG- I bet my dad is going to make me drive the Volvo" I fractured my hip, sprained one wrist and fractured the other- as well as my car was totaled-She wasnt hurt, her 13 year old sister who was in the car-sprained her wrist.
I didn't have to go to a lawyer though- Insurance Company Handled everything- all I did was say yes or no to the Settlement Offers they threw out. When I agreed with a dollar amount I signed a paper and was sent a check. (But I think you must have a police report for insurance to take a stand-or proof of the accident)
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