ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

What to Look For When Selecting a Pet Insurances Companies

Updated on September 14, 2009

Best Pet Insurance cover has

As you can protect yourself from unknown eventuality so as your pet should be insured. There are so many pet insurances companies that you can consider when you want your pet to be covered. There are so many unknown events that your pet needs to be insured against

Pet insurances covers

· Pet accident – there are so many types of accident that your pet can get involved in and these includes road accident which is the most commonly type of accident your pet is vulnerable, other accidents like fire can broke in your house while your pet is sleeping or in the house and the chances are that it might not escape the fire, the best thing to do is to insure your pet against fire

· Illness – your pet can get ill at any time while you do not have money, but if you have already insured your then it won’t be a problem to you as you are capable to treat your pet with the pet insurance coverage you bought

Factors to consider when selecting pet insurances company

  • Coverage

When selecting a pet insurance company ensure that they have more coverage for pet. With these will help to save time and money to cover your pet at one place. Having more pet coverage puts you at a better place to bargain for your pet cover since you will be covering all risk associated with your pet with one company

  • Payout

Check out the company’s pay out when your pets get involved in a accident, consider companies with higher veterinary bills payouts than companies offering small veterinary payout. With higher veterinary payout means that you will not use any single sent from your pocket to treat your pet. While with smaller veterinary payout you may still dig deeper into your pocket just to top up your pet insurance coverage. Best companies with higher veterinary payout will give as from 89% of your veterinary bill

  • Approval

When selecting a pet insurances companies you should check their policy on claims approval, the faster your claims get approved the better, this will help settle your pet bills as fast as possible. Avoid companies with slower veterinary bill approval as they will delay and hence time wasting following up your claims

  • Penalties

Check out the penalties associated with any coverage, the more penalties a pet insurance company has the more you should keep away from it. Consider companies with less or no penalty at all from any claims that you will make on your pet

  • Premiums

Do your research well when comes to premium, some companies will not tell about how their premium works when comes to your pet aging, others will be quite frank with you. Consider companies that do not increase pet premiums based on your pets age


    0 of 8192 characters used
    Post Comment

    • Lgali profile image


      9 years ago

      Interesting hub and very informative hub

    • oderog profile imageAUTHOR


      9 years ago from Nairobi

      @doh121 - This you can check with the particular pet insurer can give you more details, check also with your pet veterinary officer

      @katyzz - yes you have to insure your pet from unforeseen events and diseases

    • katyzzz profile image


      9 years ago from Sydney, Australia

      I hadn't thought much about the insurance angle.

    • dohn121 profile image


      9 years ago from Hudson Valley, New York

      How do you file a claim in the case of an accident, oderog? I'm curious. For instance, with a car, you need a police report as evidence and then a further investigation is conducted...Just curious.

    • oderog profile imageAUTHOR


      9 years ago from Nairobi

      Thanks Me Hubber, if the information on selecting pet insurances companies is of benefit to you

    • Me Hubber profile image

      Me Hubber 

      9 years ago

      Nice and informative hub!


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)