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Grant Money to Start your own Business

Updated on May 30, 2010

You want to start your own business for any number of reasons. Maybe there's a particular job that has always been your dream job and you want to see if you can make it happen. Or perhaps you just want the flexibility that working from home or owning your own business can offer to you. But you don't have the start-up capital to start your own business. Maybe you can get a loan or maybe you can't. But what if you could get grant money to start your own business? Many people don't realize how much money is out there just waiting to be put into their hands for small business start-up costs.

Despite the fact that this grant money is definitely out there, it's not easy to access it. This is because there is a lot of competition for the money. When you go to file for your business license, you'll see that there is a long line ahead of you filing business start-up papers on the same day. This adds up to a large number of small businesses starting up each year and not all of you are going to qualify for grant money. You'll need to make yourself stand out against this competition if you're going to get the grant money that you're seeking.

In addition to the competition, there are a large number of people who are aware of how much you'll want to get grant money to start your own business. Some of these people generally want to help by providing you with information that improves your chances of getting a loan. But there are also plenty of people out there who will try to scam you. Be wary of people and places that are trying to sell you materials to get grant money to start your own business. You may want to get a basic business plan writing book and information about developing a marketing plan but you don't need to invest a lot of money in learning how to get grants. After all, the point of the grant money is that you don't have that money to spend!

So, how do you get that grant money if you can't trust the people advertising that they can help you? Go to the credible sources and put in your own hard work. Part of the key to getting grant money is being able to prove that you are willing to put in the work that will be necessary to grow your business. You do this by developing a business plan and a marketing plan which are thought-filled and research-based. This will be crucial in grant applications, showing foundations and companies that you know what you're doing. It will also be a great guide for you to use in developing your business once you get the grant money that you want! Developing your business and marketing plan is the first thing that you'll need to do for getting grants.

The next thing that you'll need to do is find the grants that make sense for your business. Go to legitimate government and corporation sites, not to general online sites to get the most accurate information. Figure out what the specialties are of your company that will help you get certain grants. For example, if you are a woman-owned or minority-owned business, there are certain grants that apply specifically to your needs. Request the grant application information for all of the grants that you may qualify for. Read through it carefully when you get it and make sure that you meet all of the qualifications. Then create a spreadsheet or file folder showing when each of the grant applications is due so that you can file them in a timely manner. Complete all of the requested information and file before deadlines to make sure that you have a good chance of qualifying for the grant money. Then wait to hear that you've received it!


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  • profile image

    Business Grants uk 

    4 years ago

    A guide to grants for start up businesses. UK Trade & Investment offers funding to help exporters, as well as a range of charged-for, but subsidised, services. Business startup grants are hard to come by; here's an overview of the new business grants available for small businesses and entrepreneurs. For more details visit

  • My Moments profile image

    My Moments 

    5 years ago

    I have been a grant writer for 16 years and have never known a foundation or company (through it's charitable giving office) give money to start a business. The federal government does not give money to start a business either, that is a myth. The states do however, but not all. The state I live in Missouri does not, but Colorado does, for example.

    If you are non-proft then you can apply for grants. There typically is money out there and since the stock market is doing so well right now, in the next year there will be more money. That is because foundations and trusts initial money is invested. When the market does well, so do they.

  • profile image

    Hi Siniswa Nzimande 

    6 years ago

    I know you are looking for funds to start trading, how ever I would like to share a way in which you can make some extra icome by just using the same products you use every day and also save on a ton of money that you spend buying normal consumable items. If you are interested please email me at I know I can make a difference in your life all you have to do is take the first step after all the information is free so what do you have to loose

  • profile image

    sindiswa nzimande 

    6 years ago



  • profile image


    6 years ago


  • profile image

    simon evans Hi my name is simon evans and i have great kills im a bussiness aupponear i am a studen at jhrose high school in greenville nc 27834 im a speacitacle sales man iknow how to make a milli 

    6 years ago

    Hi my name is simon evans and i have great kills im a bussiness aupponear i am a studen at jhrose high school in greenville nc 27834 im a speacitacle sales man iknow how to make a million dollars with just 10000dollars if any one is looking for bussiness parternor im ur man u been looking for just email me at or you can reach me at 252-347-8687 lets make millions!!!!!! parternor its easy we can do it you got the money and i got the skills and the talent and im a go getter/learder it the hustle ambition in me

  • profile image


    7 years ago

    Good article, and the comments are great as well!

  • Chatkath profile image


    7 years ago from California

    What great info - And your Hubs are all done in such detail: easy to understand and follow! Thank you for sharing, you are a true Hub Inspiration for those of us that are just learning the ropes!

  • profile image

    openwater diver 

    7 years ago

    A lot of useful information. I have been trying to start a small business without little success with start up capital. One thing that I have learned is never give up. THANK YOU , LESTER

  • businesstrader profile image

    Natalie Watson 

    8 years ago from Sydney, Australia

    Once again another great article. Bootlegging is another option when short on start up funding.

  • elio namora profile image

    elio namora 

    8 years ago

    great great article

  • profile image

    Mascoteda Lamosi 

    8 years ago

    Thank you for this information, i really need a loan to start up a makeup studio.

  • tweety909090 profile image


    8 years ago from Pensacola, Fl

    This is very good information. Thanks for posting.

  • LeanMan profile image


    8 years ago from At the Gemba

    Good hub... Just an "inside" word to anyone applying for one of these types of government grants, as long as you follow the guidelines for submission and fill in / cover all points it is almost impossible to not get the grant.. The departments that have the grants to give away struggle big time to get enough people to apply and they are afraid that they will lose the money the following budget year if they do not get rid of it this year!!!! I spent 18 months in the UK helping small businesses apply for technology grants from the UK and Europe, the businesses that I helped had a 100% success rate in their applications..

    Good luck one and all...

  • Neil Ashworth profile image

    George Poe 

    8 years ago from United Kingdom

    Nice hub. Some good information here. Thanks for the info..

  • profile image

    Frank Crandell 

    8 years ago

    Getting a grant might be a lot of work initially but worth it for the opportunity to launch a business without having to use your own funds or finding an investor. I would suggest a business loan if you are not able to obtain a grant.

  • bakerthelo profile image


    9 years ago from Las Vegas

    Very good info.

  • profile image

    Larry Radil 

    9 years ago

    I need funds to start an air traffic school at my local airport

  • In The Doghouse profile image

    In The Doghouse 

    10 years ago from California

    Another valuable pearl, tucked away in Hubpages! I was in need of this information just recently...I wish I would have found it sooner!

  • Sandilyn profile image


    10 years ago from Port Orange, FL

    Good hub.

    There is a lot to getting grants. I have been working with a non profit foundation. We are just getting off of the ground. A very worthwhile foundation I might add for bringing technology to the blind, visually impaired, and disabled. My point is that grant writing is very time consuming!!

    You must know your business inside and out. Like you said, have a business plan written along with your balance sheets and expenses figured for the next 4 years.

    I would also recommed to those that are in specific niches to use fundraisers as a way of building up cash reserves.


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