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Can I make a paypal account without bank accout?
Adsense account is required for all HP earnings programs. Otherwise, your only option is sales for Amazon, Share a sale, linkshare, commission junction, etc, with exception clickbank which is not permitted.
Do I really need a Adsence account even if I have a paypal account?
You need a Adsense account if you want to earn money on Hub pages other than from sales for Amazon, etc if you are an affiliate with them. Payments are made through Pay Pal.
There is no way to avoid having an Adsense account.
Do I need a bank account to have an adsense account?
Hahahaha Thanks!! Mabuhai!!