I have created the HubPages profile in my name. I'm doing the writing. But I don't have a bank account. So can I give my family member's name, who has a bank account, as payee name while signing up for AdSense account?
I'm in doubt. It would be helpful if someone answered.
If you do not have your own bank account, you actually do not meet the requirements to apply for the earnings programs.
Both PayPal and AdSense require that you have a bank account, and thus by default, so does the HubPages program.
Someone may correct me it I'm wrong, but I think it would be acceptable for your family member to set up an account in their name and sign up for Ad-sense and have you do the writing. It is not required that the member be the actual writer, only that they have legal rights to post it.
If you are living in the U.S., you will need to wait until you have about 20 Hubs published and featured before you apply for AdSense. If you live in India (or certain other countries), you have to have 20 - 30 Hubs published and THEN wait six months before you apply. If you apply sooner, you will get rejected.
If you cannot get a bank account, I think you should have the person who has the bank account sign up for AdSense. Then, just use that person's account number for your work on HP. (I hope this person is someone you trust!)
With AdSense, the name on the account must exactly match the name on the bank account. Don't do anything on your application that looks suspicious.
OK. The family member who I want to apply for AdSense account writes on another revenue sharing website. Can we use the same AdSense account for both HubPages and the other revenue sharing website? Or should we apply separately for AdSense accounts?
Yes, absolutely! In fact, you (or your family member) are only allowed to have one AdSense account. So, the same account number is used on every website you own or write for on a revenue-sharing basis. Some people own dozens of websites and use the same AdSense account number on each of them.
In using the account on HubPages, though, you will still need to write 20 - 30 Hubs before you connect with the AdSense account. You can probably get by without waiting six months if you are using an existing account, but you can't be approved without 20 - 30 featured Hubs. (This is an AdSense requirement, not HubPages.) You can use an existing AdSense account immediately on a website you own, but not on a revenue-sharing site. If your family member does not have an AdSense account yet, then the six-month waiting period and minimum content requirement will apply to him on the first site he signs up for to use AdSense, even if the site is one which he owns.
Good luck and welcome to HubPages!
My suggestion is to contact the Hubpage admin and ask the question! We as members do not have the 'authority' to give you a definite answer!
There is a 'contact us' link at the bottom of the page just click on the link and follow the prompts!
or : team@hubpages
Good luck I do hope that it all works out for you
There are various ways to get a qualifying account but to suggest them we would need to know you country and what issues have caused you to not get an account to date.
I don't know whether you do or don't qualify for the programs, or whether you're covered under the ADA (Americans With Disabilities Act) in some way. It might be worth investigating with PayPal, HubPages and Google.
I personally would go to great lengths to avoid co-mingling my earnings with another person and placing it entirely under their control. It might seem like a great idea now but if the relationship changes or the person becomes ill, you are screwed. Even if you are that person's next of kin there can be issues with tax payment and income thresholds etc. Just my 2c.
Getting your own Adsense may not be easy but I would make that your ultimate goal even if using another person's code is your short term solution.
I have to agree with psycheskinner here. If your relative gets sued, goes into bankruptcy, has a tax problem with the IRS, or something else like that, you could see ALL your earnings vanish, perhaps permanently. If your relative dies, and doesn't state in her or his will that your earnings are commingled, you could be left with no recourse to get your money.
If you're in the USA, you can get a savings account at a local credit union with a $5 deposit and no fees. Then you can have AdSense pay into that account. Most credit unions will work with you even if you had forcibly closed bank accounts in the past, and the money is insured to the same limit as the bank ($250,000), the difference being that it is insured by the NCUA instead of the FDIC.
The person whose name is on the AdSense account is the one who must bear the tax burden and who faces any legal action attached to earnings. Online, having one person doing the work and a second person receiving the payments often leads to suspicions of fraud.
If at any time, AdSense (or HubPages) thinks someone is purposely misrepresenting anything, your accounts go away forever.
If you ask Adsense about this directly when you apply they will sometimes permit two accounts and sometimes not. It is worthy trying.
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