Though in this modern age banks are hard to avoid, a big reputable name is surely a safer stake than a novel fly by night one.
Always save rather than borrow. This is a good way to avoid getting into debt in the first place. Also don't gamble more than half what you can afford. Better yet don't gaamble at all!
Avoid greed. Named brands, racing the neighbours to get the next new thing. Trying to be better than the Jones', let them bloody boast, once they've told every-one they will be more susceptible to theft and have no-one to blame but themselves!
Only buy what you really need, and always look for bargains, some reliable long lasting second hand deals can be found.
Ignore the perils of fashion it is a waste of time. Clothes are there to keep us warm, dry and ideally modest
Know the law. There are companies advertising that they can write off much debt, and take the rest interest free at a reduced payback rate. If you get this avoid spending again!
Hope this helps.
Sound financial education and calculated safe investments are the only two ways i can stand for.
This might be advice that is too little too late, but a "billionare" told me on my honeymoon that his financial success was based on never spending more than half of what he brought in...hopefully this can help to avoid any type of bankruptcy.
Consumer proposal is one of the ways a person can avoid bankruptcy but still get some relief from the creditors. For more info check out our hub http://hubpages.com/hub/Consumer-Proposal-Canada. We have other debt management articles that maybe helpful.
Hope this helps,
All the best!
One of the easiest things to you can do is to carefully evaluate your cash flow. That means taking a very careful look at how much money you are earning every single month.
Debt consolidation can best be described as a situation in which you pick one provider who has a reasonable interest rate and then consolidate all of your debts with that one entity.
The detailed website provides information and resources for people who are thinking about filing bankruptcy but also those looking to avoid bankruptcy.
Contact the Bankruptcy-Insolvency company for more help.
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