Can a debt collection agency charge me a fee on top of the money I owe?
I live in NJ.
Sure they can charge you fees, but you don't have to pay them. In fact you don't have to pay them anything if you are being sued for unsecured debts. The worse thing that will happen is taht you will have bad credit. That's like asking if you can be sued by someone for something, anyone can sue but that doesn't mean that they will win.
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