Should an employer judge you by your credit report?
Please explain your logic.
I do not consider Logic, as the Proper Means of Understanding, Reality.
For, In a Society ... where Human Merit is Money ...
I would be surprised, if an Employer Judged the Employee on Personal Merit ...
instead of the Economic Utility of the employed ...
One of my daughter's was offered a job, given a start date, paperwork to complete and base pay then told because she had bad credit they had to rescind their offer.
I don't feel they should base their decision to hire someone based solely on their credit score. Obviously if someone is out of work their credit will suffer because they need to make decisions on what bills to pay, if the choice was between feeding my children or paying a credit card bill, my children would come first. In the land of make believe we all have jobs, can pay our bills, feed our families and have no credit problems but the land of make believe isn't real. So instead of finding a job to support herself and her daughter, get caught up with her bills and work on cleaning up her credit things went from bad to worse.
NO. NEVER. Your credit score has nothing to do with your job abilities. A person with bad credit can be the best employee. There is many reasons why a person can get bad credit. A person who has no credit has bad credit. I think that is discriminatining for an employer to not hire for this reason. There is a reason why people have interviews.
Good question, Barnsey. For the most part, I would say no. But there are certain jobs, primarely in areas where management of financial resources is involved, where it would not be out of line to expect an employee demonstrate some degree of success in attending to his or her own personal financial affairs.
I would not like it, but if the potential employee had not been out of work for any extended period of time and her credit score showed poor money management skills, which can be a result of impulse buying or using poor judgment, then the credit score might be involved.
Employers do background checks all the time. Also, if the credit score was low and there were any bounced checks on her record, she would have no chance of getting a job where she might be handling money,
My sister once worked for a finance company a long, long time ago. One day her cash drawer came up empty. She had to stay after work, without overtime pay, the reconcile it. She was still a few dollars short, that she had to reimburse. She probably got distracted and lost count of the money she was handing out. People make mistakes, but when it comes to money, employers can be tough. She kept the job, worked there for more than a year and then moved on her own time table.
When it comes to a job where you are handling someone else's money, I personally work harder to ensure that there are no mistakes being made. My credit may be in the toilet, but during the time that I was employed as a bank teller, my cash drawer always broke even.
I believe that your credit score should only reflect your ability to handle your own money, so unless the job you're applying for is your own personal accountant then your credit score should be off limits.
by Davinagirl36 years ago
My husband and I are looking to buy a house in the upcoming year. We have run into some trouble looking for a lender because our credit is, for lack of a better term, crap! I am looking for ideas on how to...
by Chupp227 years ago
Does any one know a site I can visit to check my credit score for free?
by Kevon Scott7 years ago
Should Employers Have A Right To Use A Credit Report In Making A Decision To Hire You?It has been slow in coming to the forefront of the news, but lately these questions are now starting to be asked. Do you think...
by Research Analyst5 years ago
How to remove a Bankruptcy from your Credit Report?
by Kain 3604 years ago
I got approved for Mturk, but Amazon payments can't confirm my identity. Even though I gave them information, they still have restricted my account"This functionality has been disabled on your account. We have...
by Karina S.6 years ago
Do you know how to improve your credit score?
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.
HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.