Two years ago I got a phone call from some magazine company(I'm sure you have as well) I hung up on them. Ever since then they have been sending me all kinds of magazines and billing me for them. I told them that I was'nt interested and they kept sending them. Here's where I realized it was a scam: The lady I talked to said that I was behind on my payments and said if I gave them 150 dollars they would drop the charges. The second guy I talked to said I was making my payments on time and that I owe them thousands of dollars. How can I stop this scam, because I have a feeling this could mess up my credit.