Do you encourage your teens to save their money? If so, what works best?
Ahh, this brings back good memories.
I would suggest making it into some sort of incentive-style game. Once they reach $_____ in their savings account, they'll get a $__ reward. If they go under $___ they'll be deducted $___. Set a prize for a target savings figure such as a trip to where ever they want (within reason).
If you want them to learn how to invest in the stock market, tell them to play with yahoo finance and build a stock portfolio watch. Let them play with a pretend $1,000 initial investment and tell your kids that whatever they earn in imaginary $$ over the initial sum will be theirs to keep (as in you'll pay them).
After all, teens look out for #1. So you've got to convince them it's in their best immediate interest to obey you.
If you convince them that if they save there money they can spend it on something good in the future e.g a car then they are more likely to save.
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