I think a wealthy person has access to better health care.
How many of us have put off going in to see the doctor or the dentist because it's so expensive? A wealthy person doesn't have that problem.
I actually had difficulties getting an appointment with an oncologist two years ago, because I didn't have any health insurance. I had two long phone calls with the practice's business office before I could get an appointment. A wealth person would not have had this problem.
When my very well insured father contracted lung cancer, and the bills started coming in, my mother could see how expensive the treatments were, and how much of it the insurance was taking care of through payment or negotiation. My mother asked a nurse what people without insurance did to get through cancer treatment. Her reply? "They die."