What to do with medical collections
How long does the information stay on the credit report? Should I pay it? After researching this topic the conclusion is if you plan to work, the medical collections will not affect employers decisions. Do medical collections affect the credit score the same way? Yes. How long does the information about medical collections stay on the credit report? For 7 years. How to payoff the medical collections? Arrange minimum payments of 25 dollars a month with the collector or apply for hospital low-income charity right after the treatment. Disability may pay back your bill.
I have a hub Credit repair DIY that explains in detail how to deal with medical collections!
If a medical bill is in collections you should send a "debt Validation" letter. Simply put because of HIPAA regulations they (collection agency) can not provide you with any information to validate the debt. If they do send you any of your medical in
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