Jump to Last Post 1-5 of 5 discussions (10 posts)
  1. profile image0
    PITVIPER1posted 9 years ago

    If you think you will have free access to your credit report? Think again. The FREE credit They are run by mighty When you order your FREE trial 7 day report. All over the website is free credit card will not be charged. Just a lot of falsified advertising in my opinion. They will in fact charge your credit card for $29.95. I canceled the same evening as soon as I saw the item post on my card. I wanted to see if they charged or not. So I had my bank account on one tab and their website on another. Sure enough it hit. So what is free about that? I canceled the subscription immediately. They now refuse to reimburse me. They also caused and over draft charge. I wasn't expecting them to charge the card. I am all too trusting I suppose. So it is much better to write Experian,  Transunion, and Euifax yourself. Don't waste your money on these fraudulent websites. They appear to be able to do what ever they want and get away with it. Even the Better Business Bureau seems reluctant to get involved. So what is the cover up. These people are taking your hard earned money for nothing. The report I received was horrible to try and read it. It looks like someone typed it up on a type writer. Also the report number doesn't even work when I try to go back into the website. I am sure they can get your report for free, just as a bank or other lender. Then charging you for it. On top of all of that, half of the report was someone else's. Don't take the bait. Stay well clear of this bogus company.

    1. Karina S. profile image59
      Karina S.posted 9 years agoin reply to this

      For free credt report go to:, , or Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

    2. KeithTax profile image71
      KeithTaxposted 9 years agoin reply to this

      I agree is a ripoff and a scam. You can get your credit report free once per year at The scam artists twist their website name to screw the public. You know what is really sad though? is run by one of the big three credit bureaus. That's right. The guys we should trust with our personal information run the biggest scam in the country right now.

      1. profile image0
        PITVIPER1posted 9 years agoin reply to this

        You are right they are connected with Experian.

  2. GlstngRosePetals profile image73
    GlstngRosePetalsposted 9 years ago

    I was burned by them to, they are horrible! You are correct you do get other people's information too!

  3. Cagsil profile image81
    Cagsilposted 9 years ago

    The advertising on the TV/CABLE networks have a disclaimer on the in fine print that says that you must enroll in their program. You can get your report for free, but it is limited in scope and doesn't have all your information on it.

    The reason for the charge to the card is because they are getting you to pay for the month of service, which is suppose to be missed by you, until you get your statement the following month.

    Yes, it is gimmick. smile

  4. dave272727 profile image60
    dave272727posted 9 years ago

    Yes it is a gimmick, but I have been with for over a year.  I get charged once a month and it is nowhere near $29.95.  I get charged less than half of that price.  There are different packages you can sign up for.  Take a closer look at their website.  I get email alerts and a monthly report.  Any changes are marked for me, and I think they are the best option out there for people that want to monitor their credit scores.

    1. profile image0
      PITVIPER1posted 9 years agoin reply to this

      If they are the best for you that's great. But this website is not Free credit It is just Credit I have tried the some time ago and did receive a free credit report. But this other website is a sham. I got someone else's report. How is that possible?

  5. jfreemon profile image61
    jfreemonposted 9 years ago

    Unfortunately, this is how many free trial offers work. I have a genuine hate for TV ads that put small print and expect consumers to be able to read (even while squinting) the fine print.

    on a related note, you are allowed a free annual credit report. See for more.

    1. profile image0
      PITVIPER1posted 9 years agoin reply to this

      Yes thank you I am aware of that and these companies are suppose to be a quick and simple aid for getting your free report. Unfortunately they are charging you even when it says free trial. Simply false advertisement.


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