Can prior health insurance show up as active on records, prompting current company questions?
Some folks have problems with multiple questions about old health insurance policies, and must prove they no longer have that insurance.
Good morning Audrey,
According to the HIPPA act, your medical records are private, not public and no one can review them without your specific written permission. You can read more here: http://www.hhs.gov/ocr/privacy/index.html.
However, very few rules apply to insurance company questionnaires. With the new ObamaCare, as everyone is calling it, the questions regarding pre-existing health issues is suppose to be deleted entirely. But even that is loosely translated.
You are able to change providers of insurance without hassle. There are reporting factors to aid. But, there are no hard and fast ways to prevent the companies from grilling you to death.
I would question them as the reasons for asking and tell them it should not make a difference. Depending on your state there are agencies to aid with the transition and changes you need to make for your health insurance. I would contact them and request their assistance.
Wishing you well.
I'm sure they can. But it's better they show up as active than show up as not EVER in force in which case a strict denial will be issued without a CERTIFICATE OF CREDITABLE COVERAGE-and sometimes those are HARD to come by. You can always fight the company that provided the insurance to you 7 years back.
It is a LOT harder to fight if you've been dogged relentlessly for not having creditable coverage these past 7 years. By then, you'll be sick, sick of fighting through what seems like mounds of red tape which didn't need to be; IF ONLY YOU'D KEPT THAT SHEET OF PAPER, seemly benign: THE CERTIFICATE OF CREDITABLE COVERAGE. Instead you used it to wrap up dead fish!
It is so much easier to disproved that a policy is no longer in force (all the provider of service needs to do is call up customer relations and find the end of coverage date). However, few will go out of hi/her way to prove what they think: that you MAY never have had coverage to begin with. But, many will go out of their way to verify that there WAS coverage. Keep those certificates of creditable coveragess ladies and gents!
by Susan Reid 4 years ago
If you are insured through your employer, the answer is no. If you are an individual or small business owner, please share your thoughts.Did you know there will be online health care insurance marketplaces (exchanges) in every state?Is your state running its own exchange ... ...or is it...
by Michelle Orelup 17 months ago
Why is the American Medical Association currently against the American Health Care Act of 2017?Broad assumptions about changes to Obamacare are circulating. However, I suspect that the AMA's real concern over changes to Medicaid, is that it will force doctors to accept patients with that form of...
by Stacie L 2 years ago
Did your health insurance under Obomacare (ACA) rise sharply this year?Deductibles are what you pay out of pocket and the renewals are much higher this coming year. Will you be able to renew or go without insurance due to the cost?
by Jezzzz 8 years ago
I hear every day about how Obama is not telling the truth about health care reform. I would like to be educated about the subject. What is he saying that just get under your skin about health care reform. And if it get under your skin, how would he need to change to have you to...
by theirishobserver. 7 years ago
What's HealthCare.gov? Good morning,Last week, we launched a first-of-its-kind website that makes it easier to find health care coverage and clearly explains how new rules like the Patient’s Bill of Rights in the Affordable Care Act will benefit you, your family, or your business.While...
by Catherine Tally 4 years ago
Do you avoid necessary medical tests and check-ups?Does the high expense or poor insurance coverage keep you from seeking care?
Copyright © 2018 HubPages Inc. and respective owners. Other product and company names shown may be trademarks of their respective owners. HubPages® is a registered Service Mark of HubPages, Inc. HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.
|HubPages Device ID||This is used to identify particular browsers or devices when the access the service, and is used for security reasons.|
|Login||This is necessary to sign in to the HubPages Service.|
|HubPages Traffic Pixel||This is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.|
|Remarketing Pixels||We may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.|
|Conversion Tracking Pixels||We may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.|