Should I switch back to Original Medicare from Medicare Advantage Plan?
Seriously, the copays are going up, I can only see certain doctors, My Rx has finally gone off patents, so now can get generic. The thing is that if swtichback to Original which is 20% copay, but without hassle of HMO, unable - ever for the rest of my life to go back to Medicare Advantage Plan which is strong-arming me and manipulating me with social engineering. But a few docsI went to last year, I was told my copay would've been cheaper with Original Medicare than my current plan for seeing a specialist. Has anybody done this? Please advise! . I'm ready to switch back for 2017. Thanks
I never got involved with an advantage plan because I didn't like the sound of them when I was researching my options but I do have a supplemental plan. The companies that offer supplemental plans have pretty much the same division of services but the costs are different. I have plan "F". It's the most expensive but it pays EVERYTHING that Medicare doesn't pay and includes covering my Medicare deductible every year. I determined that the supplement was best for me because of both my diabetes (insulin dependent) and the fact that I had a heart attack in 2007 and have a stint in place. If anything happens to me I don't want people screwing around trying to figure out where to take me or how to treat me because of some restricted plan I'm on. With my supplement I get all the benefits of Medicare with the added peace of mind that there aren't deductibles or co-pays to worry about. It's definitely worth a little scrimping in other areas for.
Thank you very much for your answer. I didn't even know there was a 'Plan F" . Going to have to google that!
The supplemental insurance plans have plans A through F. Each one offers a different level of coverage and a different cost to you.
by Billie Kelpin4 years ago
What is the best supplemental insurance plan to get if you retire?Assuming your company does not extend insurance benefits, what are some of the best supplemental insurance plans?
by Holle Abee5 years ago
Hubby went to get his warfarin refilled yesterday. We have good insurance, and with our insurance, our co-pay is $11. Without any insurance, the drug is $10 - at the same pharmacy! ????????? The druggist couldn't...
by theirishobserver.7 years ago
Good morning,Now I know not everyone reading this is a senior, but chances are you know a few, so please forward along this email. It's long, but it has some important information.I've got some good news for America's...
by TimTurner8 years ago
Ok so I'm watching CNN this morning and they have 3 Democrats talking about the healthcare plan and how it's going to be great for Americans.They talked about ways they were going to pay for the plan and two of the ways...
by umbertoobrian5 years ago
Democrats are chanting without conscience or honesty that Paul Ryan's Medicare Plan will destroy Medicare, while hiding that Obama's plan cuts $700 billion from it. This is the lie of the year according to...
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.