I don't believe it is. Don't get me wrong, out of the gate most insurors offer an affordable policy. Problem is, the first year, given pre existing conditions, it can't be used. Then after the courting phase, the first year, the policies generally go up in price 50 to 100 percent. At that point, it isn't affordable but they gladly accepted your annual premium for that first year. Think I'm wrong? Ask them to put in writing the price won't go up significantly after the first year. The answer will be no. What's your opinion?
Something like 14 million Americans are currently uninsured. That means their employers aren't offering health insurance as a benefit, and the person can't afford to buy an individual health insurance policy. These people can't usually afford to go to the doctor.
When you consider that the price of a health exam is incredible, the price of a simple operation is in the multiple thousands, and the price of any prescription that still has an active patent is scandalous, I'm pretty sure that America has the most expensive and least generally accessible health care system in the world.
The state of the healthcare system is very messed up. I work in healthcare and with nurses who can not even afford healthcare. People on government assistance can get free medical and often abuse the system. They should at least have to pay something like a $5 co pay for office, $20 for ER, $1 prescriptions and appointment cancellation fees... Something, Anything! This would at least be incentive for people to keep appointments and go to the doctors office as opposed to the emergency room for minor issues. Now don't get me wrong, not everyone abuses the system and no one should be denied access, but everyone needs to pitch in. Some of our elderly population, who have paid taxes their entire life, can not afford their medications. So much needs to change.
by lauravan19 months ago
What, if any, role should the government play in determining individuals' adoption of health insurance? If you think everyone should be required to have some form of health insurance, why? If you don't think it's...
by rhamson8 years ago
The congress seems determined to pass some healtcare legislation whether good or bad depending on who you ask. With costs skyrocketing as much as 100% in the last three years for some, can we afford to say no and...
by moneyfairy4 years ago
It seems that unless you are upper middle class or wealthy you can't afford proper health care. It just doesn't seem fair. I am happy so far that I have been healthy, but just a simple cold or flu to get penecilin you...
by OLYHOOCH5 years ago
This is just one of many Re-plys, I receive each day. I thought I might share this one with you,,,,, Thanks. And from one of my favorite pundits, Stella Paul, more motivation to work our tails off in this election...
by TimTurner7 years ago
Ok so I'm watching CNN this morning and they have 3 Democrats talking about the healthcare plan and how it's going to be great for Americans.They talked about ways they were going to pay for the plan and two of the ways...
by Dr Billy Kidd5 years ago
I read stories of small business people who could not buy health insurance. They had quit their day jobs where they had it. But they did not realize that insurance companies rarely sell to individuals and small...
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