I don't believe it is. Don't get me wrong, out of the gate most insurors offer an affordable policy. Problem is, the first year, given pre existing conditions, it can't be used. Then after the courting phase, the first year, the policies generally go up in price 50 to 100 percent. At that point, it isn't affordable but they gladly accepted your annual premium for that first year. Think I'm wrong? Ask them to put in writing the price won't go up significantly after the first year. The answer will be no. What's your opinion?
Something like 14 million Americans are currently uninsured. That means their employers aren't offering health insurance as a benefit, and the person can't afford to buy an individual health insurance policy. These people can't usually afford to go to the doctor.
When you consider that the price of a health exam is incredible, the price of a simple operation is in the multiple thousands, and the price of any prescription that still has an active patent is scandalous, I'm pretty sure that America has the most expensive and least generally accessible health care system in the world.
The state of the healthcare system is very messed up. I work in healthcare and with nurses who can not even afford healthcare. People on government assistance can get free medical and often abuse the system. They should at least have to pay something like a $5 co pay for office, $20 for ER, $1 prescriptions and appointment cancellation fees... Something, Anything! This would at least be incentive for people to keep appointments and go to the doctors office as opposed to the emergency room for minor issues. Now don't get me wrong, not everyone abuses the system and no one should be denied access, but everyone needs to pitch in. Some of our elderly population, who have paid taxes their entire life, can not afford their medications. So much needs to change.
by lauravan 2 years ago
What, if any, role should the government play in determining individuals' adoption of health insurance? If you think everyone should be required to have some form of health insurance, why? If you don't think it's necessary, why not? Consider the effects of pre-existing conditions, monopolies on...
by Michelle Orelup 17 months ago
Why is the American Medical Association currently against the American Health Care Act of 2017?Broad assumptions about changes to Obamacare are circulating. However, I suspect that the AMA's real concern over changes to Medicaid, is that it will force doctors to accept patients with that form of...
by lovetherain 4 days ago
Can the United States afford to have free health care for all? Why or why not?
by funnebone 10 years ago
I hear the term national healthcare being thrown around and I would like to know, both as a Doctor and as a human, who would pay for this and what would it pay? For those of you unfamiliar with our current government healthcare system ie medicare and medicaid, they are awful programs that doctors...
by trish1048 9 years ago
For or against?Personally, I hate the idea. The government needs to stay out of my personal life. I like my freedom of choice.
by Grace Marguerite Williams 12 months ago
Do you believe that the nuisance known as Obamacare will finally be repealed? Why? Why not?I believe that the government SHOULD NOT be in private affairs such as health care. I believe that health care is the sole responsibility of the individual. If individuals want health care,...
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