a house an cannot get a loan because of affordability. I give her my monthly instalments every month but both of our cars are on her name
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I know how you feel. I am not sure if this helps but does she have any savings in the banks?
In my country, if the person has not enough credit to get a loan, he/she could get one if they have something to back up (such as savings and long term savings etc).
Hope this helps~
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