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7 Ways To Stretch Your Money Without Doing Without

Updated on June 11, 2013

7 Ways To Stretch

There are a lot more than 7 ways to stretch your money, it could take a whole book, so hopefully this will get you started on the money stretch. Saving money in today's economy can be hard and you even wonder if it is possible. With these 7 ways to stretch your budget, maybe you too will end up with some money that can be saved. One of the most important things you can do is create a budget and follow it. This will get you started in the right direction.

1. The first one of 7 tips requires you to be a good actor, among other things. Start saving money on food by getting yourself invited to friends, neighbors, and relatives for dinners and cookouts. If you can get yourself invited to 3 or 4 meals a week, that is a big savings right there. If you happen to notice a cookout in the neighborhood, go in and start eating like you were invited. Look for weddings and go to the reception. There are usually so many people there that they wont notice one more person eating. Keep an eye out for family reunions also. Go to these, start eating, and talk to everyone like you have known them for years. You might even get invited back next year.

2. Buying clothes at thrift shops can save you a lot of money over over the years. If you shop around and are picky, you can end up with new looking brand names for pennies on the dollar. This is a very good way to stretch your money. You can be in style with money in your pocket. You can wear a different name brand each of the 7 days of the week. There are usually other bargains that can be found at thrift shops also, including furniture, toys, and jewelry. This also applies to shopping at yard and garage sales. Auctions can be a great place to save money but you need to know what you want to bid and do not go over this limit. This can also be a lot of fun.

3. Share the cost of your home makes 7 ways to stretch your money at the top of the list. Housing cost is the biggest expense for most people. If you have a spare room to rent out, it will help a lot towards you saving your own money.. You might even have the person keep the house clean as part of the rent. Imagine, someone to help pay your bills and clean your house too. If you can find someone to rent to that is about your size, perhaps you can also wear their clothes. This could stretch your money even further.

4. Shop around for insurance. With car, house, and health insurance being paid, it is no wonder our wallets are always getting lighter. Shop around and always compare prices. Just because you have been with one company for 20 years does not mean you are saving money. Carrying a bigger deductible will also help on the savings. There are many good online companies available to compare with, so stretch some money here.

5. Do not eat out at restaurants, especially fast food places. Everyone has heard of the bad effects to your health from eating at these places, however these place remain always crowded. Most of these meals are over $6. If one person eats there 3 times a day 7 days a week at an average cost of $6 per meal, it will definitely take a bite out of there paycheck. Eat breakfast and dinner at home and brown bag your lunch. You will also save transportation cost by not fighting traffic at your lunch hour.

6. If you live in a small town, maybe you can get by without your car. If most places you go to are a mile or under, you could ride a bike or walk where you go. This is also much better for your health than sitting in a box on wheels. You will save a lot of money by not having no car payment, insurance, or maintenance fees. When you walk to work you also notice things you do not see in a car, like the smell of new flowers growing in the spring. You will lose driving stress and be healthier from walking. That alone makes it worthwhile.

7. 7 ways to stretch your money would not be complete without talking about energy savings. There are many things you can do to lower your energy cost. When you buy a new appliance, make sure it is a very energy efficient model. A new refrigerator can pay for itself rather quickly over an old energy guzzling model. Adding more insulation can also see an increase in your savings. In the summer, keep the thermostat turned up a few degrees on the air conditioner. Take advantage of cool nights by opening windows. In the winter, turn the thermostat down a few degrees and wear warmer clothes.

There are many other ways to stretch your money and I hope after reading this, it will get you on the savings track. Don't forget to hunt up them family reunions.


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    • kennynext profile imageAUTHOR


      6 years ago from Everywhere

      Thank you toomuchmint. We all need more humor in our lives. Thanks for stopping by and commenting

    • toomuchmint profile image


      6 years ago

      Great hub! #1 is hilarious. It reminds me of the movie Wedding Crashers. :-)

    • kennynext profile imageAUTHOR


      6 years ago from Everywhere

      Thanks T4, I hope you have a great week and save noney for where you want to really use it

    • T4an profile image


      6 years ago from Toronto, Ontario

      Great advice thanks for sharing.

    • kennynext profile imageAUTHOR


      7 years ago from Everywhere

      Thanks Tracy Lynn. With traffic jams, high gas prices, and road rage, riding a bicycle looks better all the time.

    • Tracy Lynn Conway profile image

      Tracy Lynn Conway 

      7 years ago from Virginia, USA

      Well written with good suggestions! I used to live in a city where I could walk to everything but now I have to take my 'box of wheels' everywhere so I combine as many trips as possible. Not only is walking or riding your bike economical and healthy I find it more relaxing than always getting in and out of a car. Voted up and useful.

    • kennynext profile imageAUTHOR


      7 years ago from Everywhere

      Thanks for coming by. We all need more humor in our lives. Welcome to HubPages.

    • lapro profile image


      7 years ago

      I laughed out loud at the wedding and family reunion crashing tips! Good tips!

    • kennynext profile imageAUTHOR


      8 years ago from Everywhere

      Thank you so much LisaMarie. The more money saving tips that are out there will help us all save money. Thank you again.

    • LisaMarie724 profile image

      Lisa Stover 

      8 years ago from Pittsburgh PA

      Loved this!! I think you may have inspired me to write my own money saving tips!! Thanks so much for sharing!

    • kennynext profile imageAUTHOR


      8 years ago from Everywhere

      Thanks for all the ideas.

    • cerey_runyon profile image


      8 years ago from Galax Virginia

      This great; goes with the dumpster one

      You might consider putting them together? Adding more content?

    • kennynext profile imageAUTHOR


      8 years ago from Everywhere

      thank you. Keeping fit is the most important thing.

    • glgoyal profile image


      8 years ago from India

      Nice following one can keep fit and bank balance ..........

    • kennynext profile imageAUTHOR


      8 years ago from Everywhere

      Yes. And the food usually taste so much better at home.

    • shamoons profile image


      8 years ago from Central NJ

      Great list... number 5 about avoiding restaurants is key! Why eat out when eating in will do just fine??


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