ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

How To Cut Costs And Save Overnight

Updated on September 3, 2012


If you're looking for ways to save money and save now, there are many things that you can do to get ahead.

The ideas are simple and can be accomplished with little or no effort...well, maybe some effort, but for the most part, they're relatively painless.

1. Ditch your phone. Get rid of your land line and save yourself a bundle. Most people nowadays rely on their cell phone and if you can do that, get rid of your phone.

2. If you have a cell phone, get the best package you can possibly get. Make sure that you are getting the most service like free long distance, number of minutes, etc. and if not, seek out other carriers.....or talk with your current provider about a better plan. Maximization equals more money in your pocket.

3. Cancel all or part of your TV cable. Figure out exactly where your money's going. Are you paying for high definition and could you live without it? Are you paying for extra channels that you don't even use? Trim the fat off the cable bill or get rid of it completely. There are Internet sites where you can watch TV for free!

public domain image
public domain image

4. Drop your Internet....unless you use it for business, is it truly a necessity? Can you get by checking emails or surfing the web at work or at the library? Figure out the cost for having Internet service and if it doesn't add up for how much you're using it, get rid of it!

5. Learn how to cook! Anyone can do's basically reading and putting something together in a few steps. Anything you make at home is going to cost at least HALF of what you pay to eat it out. I don't care if it's a sandwich, a cup of coffee, a piece of pie, or a hamburger. If you want to save money fast, quit eating out!

6. If you smoke or drink, you already know it's not good for you. It's also not good for your pocketbook. No whining about how hard it is to Nike says, just DO IT! You'll be happier and healthier and you will save money instantly.

7. Get a job! If you need extra income or you can't figure out a way to get out of debt, take on a part-time job or free lance doing something. The only way to make more money is to generate more income. Any amount that you do extra is going to be extra dough in your pocket.

8. Sell things. Whether it's at a garage sale, on Craigslist or eBay.....if you're not using it and it has value, sell it! More money in your pocket.

9. Change up your fitness. If you're paying money to go to a gym, even if you ARE working out there, you can cut costs by either working out yourself or using or purchasing exercise equipment to work out on at home. Even if you buy equipment (you can find phenomenal deals on used equipment), the money you will save over time will far outweigh the gym membership.

10. Cut back on driving. Plan trips that are not work related to accomplish the most in 1 trip to save on gas. If you do drive to work, carpool or ride your bike to work and save on gas. It's a great way to exercise, too. Check out public transportation and let them do the driving whenever possible.

11. Quit buying things! CD's, DVD's, books and more are available at your public library! Why pay money when you can rent them for free?

12. Entertain yourself. Going out to dinner or a movie can be an expense you can easily cut out. You can prepare a fantastic meal at home and save big bucks. You can rent a movie from RedBox for $1. That’s what I call a cheap date! Or you can go to a park for the day rather than spending all kinds of money going to a video arcade!

13. Less is more. Every time you think about buying anything ask yourself if you already have it......or will you REALLY use it? Do you really NEED it or do you just want it? Try and use the clothes you already have before purchasing more. Get rid of outdated or unused clothes and donate them. (Get a receipt) Then only add to your wardrobe, your household items when you TRULY, really, really need something new.


By applying these simple tips, you will save money instantly and be happier when you take a look at your budget. 

Saving money is easy if you think about is just about cutting the waste from your life and stashing that money where it the bank. 

Anyone can save money and there are a multitude of ways to do it.  It requires self-discipline, but it can be done.

Good luck in your quest to save money!

Remember these tips though in good financial times as well as bad and it will become a great you will be glad you picked up!


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
ClickscoThis is a data management platform studying reader behavior (Privacy Policy)