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SCAM ALERT! My Money Leaf is active and hitting bank accounts fast!
Down that road again
It seems like once you get rid of a scam, then another one is ready to sneak up on you. What we learn from this, is how fast we can tackle the problem before it gets out of control. So, I am here offering the help I can to all those who may be affected by this scam called "MyMoneyLeaf." Please try to help others out on this hub, by offering much needed advice, as well as any new information you may have on the topic.
Money Leaf Background
It doesn't take long for anyone to notice why Money Leaf is a scam, since their website screams out fraudulent activity, not to mention horrible idea. My Money Leaf hit my account very recently, in fact it was about two days from the release of this hub. However, they did not show up until two days later, I did not even see a "pending" status from them. It was a strange attack, since I had not used my card or any account info on the Internet in a couple weeks. And of course I did not look to waste my money on some financial connection institution, which is the claim of My Money Leaf. The weirdest part is how the $29.95 charge just appeared out of nowhere, I did not know anything about this company, and I certainly did not ever release any information to them. I am a very alert person, and I can easily become aware of little loops in the system of even the smallest transactions. An example would be, when you go sign up for something new; perhaps a credit card, membership, or even to finish a purchase transaction. What happens is you put all your information in, and scroll to the bottom to click a "submit" button to finish. But sitting in a small link with a checked box just below that "submit" button, is a process fee, or an email spam. The trick is that you sign up for something your never aware of, and written in terms and conditions you end up getting an outrageous charge that has nothing to do with your transaction.
These companies trick you on purpose, however, this scam is not the case. My Money Leaf takes a step outside the normal boundaries of scams. You do not have to be affiliated with them in any way, and they can find your account and snatch debit $29.95 directly out of it. This might already sound scary, but I am afraid it gets worse. Cyber networking is growing so rapidly that we are beginning to see a connection to everything in the world. My Money Leaf makes a claim on their website, that they are connected to more then 18,000 financial institutions, and what they offer you for the low price of $29.95 is to have all your accounts connected to them. Just think, your bank accounts, stock accounts, 401k, credit cards, pre-paid cards, federal loans, trust funds, offshore accounts, and the list goes on. All these accounts will be directly connected to My Money Leaf, and at any moment because you signed over your life with a $29.95 payment and disclosure agreement, then your entire worth can be drained from every account you own by them. Go ahead and get chills, let your face go pale, and feel the throb of your heart from the fear, I know I did. This is beyond scary, just the growth of technology and networking alone is terrifying, but we are entering an age where this is a reality.
My Money Leaf is easily identified as a scam if you read their claims and statements on their website. But since I already did this let me give you a little perspective of what it states. They explode throughout their site with an offer of an easier way to manage your money, and the way they propose is to have all your accounts connected together through them. However, they do not ever directly come out and say this, in fact they dance around the subject giving in conclusive answers to what they really do. (e.g)
This is your money we're talking about. Each person knows how involved they'd like to be with their finances. We leave it up to you with simple tools that let you be as hands-on or hands-off as you'd like by letting you create manual accounts and transaction alongside your linked accounts.(Toolbox, 2)
Oddly enough this sounds like what you do everyday already with your checking account. Hm-mm, then why do we need My Money Leaf? The answer is; because they can give you a thousand round-a-bout reason as to why they make no sense whatsoever, but they promise it's a good idea to go through them. Also My Money Leaf offers a pre-paid debit card, their claim again is bogus, they state they will pay you money to save by loading up your debit card each month. ("HAHAHA") Actually, I have to laugh at what I said because they don't even state that much information! My Money Leaf does not clue you in to how or why they can help you, they just ask for your money, your information and your stupidity.
If you happen to get hit by My Money Leaf, or any other scam for that matter. The most important thing is to immediately contact your banks customer service number. The reason why is because regardless of if they can help you get your money back or not, they will have noted time and date that you reported a fraudulent company charging your account. So, first step accomplished. However, first step can also be last step if you know how to talk to your bank correctly. Most financial institutions just want you to prove you are you and prove you did something about fixing the problem on your own. If you can provide both bits of information to them, then usually in a couple days they will have reported the dispute and give your money back.
So lets save some time, since usually your next step would be to contact the company, here is their contact number:
Oh and if that is not enough to help you, here is there email as well:
Email - email@example.com
By the way it wont do you any good! The reason why is, that you may or may not get a hold of a customer service rep., and after several attempts you do happen to get one, then they will direct your refund complaint to another website. They will tell you to provide all this detail information about your refund, and why it is being requested. However, here is the website they will direct you to go for a refund, go ahead try it out. http://mshelp.org/
Or you can skip a step and realize you have just been re-directed to a site outside the realm or My Money Leaf. The site sends you to a place called "MS Helping Hands", which will literally crack you up with laughter if your aren't already crying at this point. Because, MS Helping Hands is actually a Donor/Fundraiser company in charge of helping out their own localized programs and institutions. But the funny part is this statement will be the first thing you see when you encounter their website.
Watch your bank account for fraudulent charges
By Bill Brayer, President
MS Helping Hands
This article is to warn you about what can happen to your bank account. Our organization, Edmonds-based MS Helping Hands-MSHH, received a phone call last week from a man in Spokane, asking me why and how we withdrew $29.95 from his bank account. I identified who I was and said that I had no idea what he was talking about. I had never heard of him nor do we have access to his bank account. His bank statement showed the transaction with an 800 telephone number. MSHH does not now — nor did it ever have — an 800 telephones number.
So, basically all that you will end up doing is making a full circle back to this page, and realize that you will never get a full direct refund through My Money Leaf. Your only real options are to go through your bank or financial instituion, and to make a full filed report to a authorized website that handles fraudulent companies and re-imbursement. Below this hub I will provide several links to useful sites that helped me learn this knowledge of My Money Leaf rather quickly. Again I want to make sure you are well aware that none of this is meant to frighten you, but its meant to be a helpful place to turn when answers are hard to find.
I would ask that everyone who visits this hub to use it as a guideline to a forum, that may produce valuable input from people all over the world whom may get affected by this scam.
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