Arrrrgh! I was on a computer at my local library on my paypal account and left the computer (stupid I know. I wasn't thinking) for a moment to go to the bathroom. When I came back, some jerk had changed my paypal from personal to premier!!!!! (They also deleted some files from on my computer, but I retrieved them.) I don't fully understand the difference, but from what I can gather, they take 30 cents plus 2.9% of any payments that come in now? That's NOT okay, because all payments come in small amounts for me. So how do I change back?