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what do i need to apply for a credit card?

  1. profile image46
    Sonja Dayposted 8 years ago

    what do i need to apply for a credit card?

  2. Sandra Simmons profile image60
    Sandra Simmonsposted 8 years ago

    Basically you need to be able to prove you have a regular income source and that your expenses do not exceed your income. Most credit card companies also want to see a good credit history.

    One alternative is to get a pre-paid, secured credit card where you give the credit company say $500 and you get a credit card with a $500 limit. You use the card and pay it off every month to show you are a good credit risk and then they will gradually raise your credit limit until they are confident that you can, and will, pay your debt. At some point they will refund you your security deposit but it takes time. You can view them holding your deposit as a forced savings plan which isn't so bad.

  3. Ellen_C profile image76
    Ellen_Cposted 8 years ago

    First know how to use it and have a purpose. Credit cards help build credit history and if you don't have any history you may find it harder to obtain a low interest rate. You have to provide personal infomation (SS# and address) so be careful you are applying on a sucure website or at an establishment where you can trust your information will not be shared with others.

  4. Alexander TG profile image37
    Alexander TGposted 8 years ago

    You essentially need an income and then your credit score will dictate the kind of credit card you can apply for. If you have good credit, then you can apply for "good credit" credit cards, if you bad credit then you must apply for "bad credit" credit cards, and so on.

  5. PeterinCanada profile image53
    PeterinCanadaposted 6 years ago

    Applying for a new credit card can be done in person, online, on the telephone or through the mail. Filling out a credit application is normally a fairly standard process that requires basic pieces of personal information regardless of which company is issuing the credit card.
    Refer it here:
    http://www.ehow.com/facts_4987698_do-ne … -card.html

  6. akansha1 profile image59
    akansha1posted 3 years ago

    There are many ways to apply for credit card. Go to your bank and ask about a credit card that is suitable for you can also  apply online for credit card

    go to http://www.bankbazaar.com/credit-card.html apply according to your credit

  7. zaton profile image76
    zatonposted 5 months ago

    To apply for a new credit card, all you need is your social security number, your full name, address, and maybe income including money market accounts, checking and saving. Some also require you to be a US citizen, but these are few in my experience. Learn more here: http://pinstor.us/articles/10-best-cred … one-cards/