what do i need to apply for a credit card?

Jump to Last Post 1-7 of 7 discussions (7 posts)
  1. profile image50
    Sonja Dayposted 9 years ago

    what do i need to apply for a credit card?

  2. Sandra Simmons profile image60
    Sandra Simmonsposted 9 years ago

    Basically you need to be able to prove you have a regular income source and that your expenses do not exceed your income. Most credit card companies also want to see a good credit history.

    One alternative is to get a pre-paid, secured credit card where you give the credit company say $500 and you get a credit card with a $500 limit. You use the card and pay it off every month to show you are a good credit risk and then they will gradually raise your credit limit until they are confident that you can, and will, pay your debt. At some point they will refund you your security deposit but it takes time. You can view them holding your deposit as a forced savings plan which isn't so bad.

  3. Ellen_C profile image72
    Ellen_Cposted 9 years ago

    First know how to use it and have a purpose. Credit cards help build credit history and if you don't have any history you may find it harder to obtain a low interest rate. You have to provide personal infomation (SS# and address) so be careful you are applying on a sucure website or at an establishment where you can trust your information will not be shared with others.

  4. Alexander TG profile image39
    Alexander TGposted 9 years ago

    You essentially need an income and then your credit score will dictate the kind of credit card you can apply for. If you have good credit, then you can apply for "good credit" credit cards, if you bad credit then you must apply for "bad credit" credit cards, and so on.

  5. PeterinCanada profile image56
    PeterinCanadaposted 7 years ago

    Applying for a new credit card can be done in person, online, on the telephone or through the mail. Filling out a credit application is normally a fairly standard process that requires basic pieces of personal information regardless of which company is issuing the credit card.
    Refer it here:
    http://www.ehow.com/facts_4987698_do-ne … -card.html

  6. akansha1 profile image57
    akansha1posted 5 years ago

    There are many ways to apply for credit card. Go to your bank and ask about a credit card that is suitable for you can also  apply online for credit card

    go to http://www.bankbazaar.com/credit-card.html apply according to your credit

  7. zaton profile image74
    zatonposted 21 months ago

    To apply for a new credit card, all you need is your social security number, your full name, address, and maybe income including money market accounts, checking and saving. Some also require you to be a US citizen, but these are few in my experience. Learn more here: http://pinstor.us/articles/10-best-cred … one-cards/


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
ClickscoThis is a data management platform studying reader behavior (Privacy Policy)