How does my deductibles affect my auto insurance premium?

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  1. pankaj3625 profile image76
    pankaj3625posted 8 years ago

    How does my deductibles affect my auto insurance premium?

  2. soni2006 profile image79
    soni2006posted 8 years ago

    This article covers the question,
    “How does deductibles affect auto owners insurance premium?” plus questions
    like factors that increase auto insurance premiums and how to reduce the cost
    of your auto insurance premium, so read on….   


    Auto... read more

  3. Lea's Life profile image53
    Lea's Lifeposted 8 years ago

    Your deductible will make your premium higher per month if you have the lower end deductible like a $250. Generally you will want to look at how well you can afford a higher deductible per incident since that is the out of pocket expense you are responsible for. A $500 deductible is a more manageable amount for many people. You should be able to find an agent who will work with you to show you the difference in premium. I know we do in our agency. If you are an Indiana resident check our web site www.angelautoinsurance.com
    Hope this helped

  4. profile image48
    kailaskposted 8 years ago

    The higher the deductible the lower will be your auto insurance quote. The reason for the insurance company to offer you better discounts or higher discounts is because they will save the amount of deductible in case of a claim and secondly they will not have to incurr expenses (save cost) on the claims since small claims will be wedded out.
    Thanks

  5. tonyn13 profile image55
    tonyn13posted 8 years ago

    The typical conundrum... your auto insurance premium will be lower by raising your collision deductible but then you have to worry about how you'll cover the higher deductible should you have an accident.  There is a compelling solution that will help you to lower your annual premium while not having to worry about your collision deductible.  Look here for the details: http://hubpages.com/t/14c9f0

  6. zaffcommunication profile image49
    zaffcommunicationposted 8 years ago

    You can get more about auto insurance and its premium....Please view my hub and you can get more...

 
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