What are the misconceptions about auto insurance?

Jump to Last Post 1-6 of 6 discussions (6 posts)
  1. pankaj3625 profile image75
    pankaj3625posted 8 years ago

    What are the misconceptions about auto insurance?

  2. soni2006 profile image77
    soni2006posted 8 years ago

    Sometimes, it is really easy to
    assume certain things about our auto insurance and it is even easier to forget
    certain details about the coverage we have, but a quick evaluation of our auto
    insurance policy can help us to understand certain factors,... read more

  3. profile image44
    ebonie.kuntzposted 8 years ago

    Common misconceptions include; red cars are most expensive to insure; by getting a collision and comprehensive coverage on your car insurance, your insurance company will pay for any damage to your car, and newer cars are more expensive to insure.

    Source: http://aarp.thehartford.com/

  4. CarInsuranceq profile image50
    CarInsuranceqposted 8 years ago

    Here are some more:
    parking tickets affects your premium rate, auto insurance premium rates depends upon the whims of the provider, if you use your car for official purpose your employers insurance will cover it.....and many more like this. this list is quite long bro

  5. reinhardBeck profile image76
    reinhardBeckposted 7 years ago

    The assumption that everything is covered. It's not.
    1) Even if you have a 'fully' comprehensive policy all that is covered is the bodywork of your car (including the interior).
    2) Your windscreen is not covered
    3) Your tools (golf clubs) in the boot or lap top left on the back seat are not covered.
    4) If you are injured...you are not covered.
    5) Don't assume you will get a hire car if you need to claim.

  6. lawdoctorlee profile image88
    lawdoctorleeposted 5 years ago

    There is no such thing as full coverage.  You have to make the decisions about what kind of coverage you need.

    8 factors determine your auto insurance rates:

    1.  Your driving record.
    2.  How much you use your car.
    3.  Where your car is parked and where you live.
    4.  Your age.
    5.  Your gender.
    6.  The car you drive
    7.  Your credit.
    8.  The type and amount of coverage.

    Check out my hub entitled:  "Car Insurance: Having the Right Coverage."

 
working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)