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I owe $408,000.00 on a 6% interest only mortgage. My monthly payments are $2125.00 per month. ...
If I pay the loan down to $143,999.00, what would my monthly payments be?
Around $700-$800 dollars. I tried to put the figures into a mortgage calculator but they needed information like the loan term and interest terms as well so this is just a rough guess.
I can give what your payment would be if you have the following terms:
30 year loan @ 6% payment = $863.35
25 year loan @ 6% payment = $927.79
20 year loan @ 6% payment = $1,031.65
15 year loan @ 6% payment = $1,215.15
The payments above are principal and interest payments.
The question would be how many years have you paid on this loan. The payment will depend upon your remaining term.
If you can't figure this out yourself, you should be renting.
What are you tring to accomplish by doing that?
Do you have that much money to pay down your loan know?
Is your mortgage more than your home is worth?
Do you have a second loan?
Do you know what a mortgage reduction is?
Do you need help with your loan?
Do you know what a forensic audit is?
Do you know if you have been violated by your lender?
get back to me asap...
I maybe able to help you without you shelling out to much money, save all the money you can that you earn, don't through it out the window...
In short, it will be around $800 per month. But that is only if you are talking about the primary amount that was sanctioned (including all the rates).
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