We all love a clean and odor-free home that smells like a rose garden, or at least fresh linen. If you have animals as I do, you know that it takes a little magic to make it happen on a daily basis.
Are you a person who does it all and never complains? Do you allow others to take advantage of your willingness to get the job done ? Why do you take advantage of yourself and allow other to? Stop
The title is correct and this is how the Bureau of Labor Statistics labels their stats for researching individuals who have been terminated for one reason or the other. Firing is often disguised.
Stress is not something we want in our life for long periods of time. It can cause unwarranted illnesses. Learning how to copy with stress and live balances is key to living peacefully.
In business, and particularly government offices, policies and procedures that are in place for a reason. Normally a good reason; that means policies that private emails are not used for business.
Here you will find some instructions for getting your paperwork together for the purchase of your new home loan. First time homebuyer information and FHA, Conventional.
The last few years have taken a toll on many families who have lost their jobs due to the economy. Finding the right job, one comparable to the last one; isn't always easy or possible, not anymore.
Life can't be lived but once. One chance to be remembered as someone who never gave up. If we are to live fully, we must embrace our failures and mistakes and growth with them.
It is always interesting to watch what happens each day in Mortgage News around the Country. You will find those articles which are somewhat positive and then those that are very bleak. To our satisfaction; the interests are still low and seemingly...
Mortgage news changes daily; the more you know the more you will make loan decisions to your advantage.
It has been posted in hud.gov that FHA plans to strengthen their ability to keep making loans by forcing lenders to take more responsibility for their actions. That this actually means is that HUD is setting stricter rules and regulations to help...
Most people keep reaching even when they have more than they need. When this happens; it is usually an inability to know that at some point in their life they you have exactly what you need already.
If you haven't been keeping up with all of the mortgage changes; please be aware that FHA (Federal Housing Administration) loans just gotten more expensive. FHA has new rulesand regulations which make them more like conventional loans that are...
Chronic Lymphocytic Leukemia slowly takes the life of anyone who has it. Unless of course they do not know they have it like my mom, until the latter year. I watched as it took for life.
This will be implemented on August 01, 2010... Definitely some good news and help! As in previous articles I have explained that FNMA issues guidelines to those lenders/servicers to sell their loans to them and they do not furnish the money for...
It is all over the web that lenders/servicers have been urged to offer a Mortgage Short Sale to their customers who own a property where the value has declined. This is for properties which are "underwater" and where the borrower cannot refinance...
Appalled I am that there are still lenders/brokers who will make bad credit loans. Do they not see the consequences yet? That is my question...does anyone learn? What do you think?
All things "mortgage" are changing and this is almost as frequently as every week. These changes are to in some way help stabalize the mortgage industry again. Will it? That is hard to answer because there are many mortgage professionals who are...
Do you need a Life Coach? Most of us do; whether we know it or not. It can only help us to see ourselves as we sometimes do not see ourselves or KNOW ourselves.
It has been what, three-four years since the Mortgage Meltdown began and no, the mortgage mess did not cause (ALL) of the recession, per Mr. Greenspan and quoted on television. I do know that the Mortgage Meltdown is very highly associated with the...
Are you productive, or do you just go about life trying to be busy? It is important to stay busy doing something, but at the same time do something that brings Productivity.
We all know exactly what this word means but I think we forget sometimes that Personal means just that…private…individual…my business…not yours. We sometimes forget what questions we should not ask that are Personal information that someone...
Abuse is un-necessary and without question not something we should have to deal with. Harm to us whether self inflected or not; is not what our life should be about. Abuse is not acceptable in any fashion.
Who would have ever thought that there might be a specific method that one should eat their fruit??? Take notice!
Are you stuck? Are you miserable? Do you need to move forward regardless of knowing it is the best plan. Sometimes we just need to go forward, then the best route to follow will manifest itself.
Mortgage Lending is one of the most detailed professions that I know and when you are reading and writing about one change; another is taking place that you may not know about. A lost of changes took place at the end of 2009 and have been...
The hardest thing to do is laugh at yourself. But, as we grow older; we learn it is more important to laugh at yourself and the crazy things you do, than someone else's crazy falters.
Life Coaching explained. It gives some directives about the processes and titles of different coaching which are available for those who are interested in having someone to listen.
Quotes help us to see that others have the same issues in life. It is not the issues, it is how we deal with them that make us stand out in the crowd.
Always consider what a refinance will cost you before the plunge of adding extra cost to your loan for another 20 - 30 years. If you can pay the closing cost out of pocket...then you are saving money, and months of interest.
If there was no funny side of life, we would all be in a predicament because laughter is medicine for the soul and will ease the pain in life.
Some of these policies and procedures may have changed since this post was written but you can always go to the government website to review changes and I will try to update soon.
If you feel lonely, learn to embrace it and be alone with God. He is there, ready, willing and able to make the light shine upon your loneliness.
Success is a journey. Some set goals; others roll with the tide. The un-chartered journey or course. Dana Perino's course appeared to be that; but with a design in mind as to her desired destination.
Listed within this articles are helpful hints on what to look for in a Mortgage Loan Officer, Account Executive, or anyone who takes your mortgage loan application. It is easy to spot experience.
Holding grudges and being without forgiveness is not good medicine for the spirit, the mind, or the body. It doesn't matter if you are right. It simply means you will not let this control your life.