Its best to pay off the payday loans first.
I actually wish you had it the other way round. Payday loans are short term and charge a very high interest rate. I wrote about it here:
http://gomestic.com/personal-finance/ma … il-payday/
So, pay off your payday loans and get a normal bank loan with reasonable interest rates. If you fall behind on payday loans, the interest becomes atrocious and you have a contract with them.
Lady_E is right. I'd also say drop every expense that you can... cable, etc. and get a second job that pays cash daily. Something like waiting tables or delivering pizzas. Hey, you'll hardly miss the cable if you're outside the home working, anyway.
you could apply for a crisis loan ( if your in the UK) from the DWP to help with everyday costs- they attract no interest.
Although it is no longer possible to get a Crisis Loan from the DWP, you may be able to get help
http://www.crisisloanhelp.com/social-fu … ne-number/
There are companies that can provide help to give you loan even if you have other pending loans. I suggest you keep track of http://goo.gl/yFPmZs as it can provide ways to help you get loans.
by Wendy Iturrizaga 7 years ago
What are the benefits and drawbacks of payday loans?
by gmrwebteam 6 years ago
Today's era payday loans are the most famous and used form of financial service.People like to have payday loans from some cash advance store rather than going to bank.Can anyone tell me why is it happening?Regards
by L M Reid 7 years ago
HelloI have just published a hub about Payday loans. There are 2 warnings that came up above my heading instantly.Warning This hub is about Payday LoansWarning This hub is about Debt Consolidation I am presuming from this that these subjects are not allowed on hubPages? But I have...
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Is it good to take a payday loan?
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What is a payday loan?
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There are many different types of personal loans. The type you decide to use will depend on your credit situation and individual preference. Below is a short overview of the four most popular types of personal loans and how they can help you.read more
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