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No. This is the highest possible interest rate on any type of loan and should be avoided if at all possible. Once you get caught in the cycle, there's typically no getting out, so it should be a very last resort.
NO. Once they have you, it is almost impossible to buy your way out of the loan. The interest rates are so outrageous it should be criminal.
The problem with a payday loan is that you believe you are just borrowing the money to tide you over until the next month. However because of the high interest rate you find yourself having to pay back on top of the original loan itself, when the next month comes around you probably need to borrow more money to tide you over until the next month. And so the vicious cycle begins.
No it is not a good idea. If you are struggling to make it paycheck to paycheck then something has to change. If you take a payday loan, that means next pay period, you are already starting at a disadvantage and will never catch up.
The interest on those loans is absolutely horrible as well. I would try to pare my budget down to almost nothing to avoid that payday loan.
Yes it is good, but make sure to be responsible. Get this loan only if you really need it. It entails a high interest rate, so it is not advisable to regularly take a payday loan. I suggest you go to http://quickloantoday.us if you are willing to know more about it.
by MomsTreasureChest5 years ago
What is a payday loan?
by tdebrick7 years ago
If you had $20 dollars to last you until the next paycheck what would you buy from the grocery store
by Karina S.8 years ago
Do you have good payday loan experience, you would like to share?
by Rose Norton4 years ago
How do i get a loan when i have payday loans
by payday1007 years ago
Stuck between paychecks and need some extra finances? Whether it’s to get you through the week or the remainder of the month, getting a payday loan can be the quick and easy solution to all of your financial...
by Wendy Iturrizaga7 years ago
What are the benefits and drawbacks of payday loans?
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