Do you feel that banks are charging more fees and providing less.

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  1. trcyph profile image61
    trcyphposted 9 years ago

    How do you feel about depositing your check into your bank account
    and having the bank slap a hold on your check for 7 days, cashing the check
    you deposited in 24 hours and then charging you overdraft fees on every
    transaction that went through your account.

  2. Kidgas profile image79
    Kidgasposted 9 years ago

    You are getting screwed.

    1. trcyph profile image61
      trcyphposted 9 years agoin reply to this

      I know it but there is nothing that you can do once they charge you the
      fees to get your money back.  Its sickening

  3. Eric Graudins profile image61
    Eric Graudinsposted 9 years ago

    Not to mention that the bank usually  processes the cheque and the proceeds reach them in a day or so. They then collect interest on your money before it is released to your account after the 7 day clearance period.  smile

    With the dishonour fees, it's a nice little earner for them!

    Banks is bastards.

  4. profile image0
    dennisemattposted 9 years ago

    k. what bank? mine stinks. if I use more then the "available balance" even if I depsoit CASH...they charge me 35 dollars per transaction. PLUS if I have less then 100 dollars per day, they charge me a fee. RIDICULIOUS!!!!!!! I am in the process of switching to a credit union!!!!

    1. trcyph profile image61
      trcyphposted 9 years agoin reply to this

      Bank of America

      1. Eaglekiwi profile image78
        Eaglekiwiposted 9 years agoin reply to this

        sucks!!

  5. kmackey32 profile image69
    kmackey32posted 9 years ago

    Hmmm one of my friends from work refuses to use a bank. I am almost thinking of doing the same.. She pays everything with cash. I am so tired of all the hidden charges they cost me... She hides all her money in her house and pays everything with cash. she also always has money.

  6. RGraf profile image92
    RGrafposted 9 years ago

    We must bank at the same one.  I got my first paycheck from a new job.  They had to issue a paper check the first time before direct deposit.  They put a five day hold on it.  Automatic withdrawals bounced like crazy.  Bank said I should have anticipated that.

    1. Eaglekiwi profile image78
      Eaglekiwiposted 9 years agoin reply to this

      Yea right ,like they did???......grrrr

      So wheres our bail out huh

      1. RGraf profile image92
        RGrafposted 9 years agoin reply to this

        I've been asking the same thing.  I worked hard for that money.  I should receive it as fast as they do in this wonderful world of electronics.

  7. Eaglekiwi profile image78
    Eaglekiwiposted 9 years ago

    It is wrong and they get away with it.
    They know it, and dont care.

    I really wish we didnt need to use banks ,especially when you relise how much control they have.

    They dont serve like they used too.

    Its all wrong.

  8. profile image0
    ysdataposted 9 years ago

    I recently had another kind of bank issue.  I open a CD and the customer service rep told me I had to wait until the maturity date to get the interest.  Turns out, she was wrong.  I open another CD and another customer service rep asked "post the interest to my checking account" or "hold it until maturity".  I hit the ceiling.  The bank manager corrected the issue with the 1st CD, but boy was I mad.

  9. onthewriteside profile image61
    onthewritesideposted 9 years ago

    The most ridiculous fee I think I've encountered is for non-account holders.  If a client writes me a check, I should be able to go to his bank and, with proper ID cash it.  But since I don't have an account at that bank, they want to charge me to cash their own client's check!  It was a $20 check and they wanted to charge me $5 to cash it!!!  My bank doesn't do this, thank goodness, but if it did I would bail.

 
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