I had a run in with the bad credit score. I am working on paying it all off, more than half way done and I cant get anyone to give me any thing to improve my credit score...any ideas?
Yes! I have lots of ideas for you. Paying your credit cards off is a great goal: To improve your score do not pay them off one at a time. Bring each to an outstanding balance of only 10% of the limit.
Run a credit report (You get one free per year from each of the three agencies no matter what state you live in. Check it for things that are not yours, or are older than they should be. You can now dispute items right on-line.
If you have collections, it is best to pay them all at once then in payments because they will not fall off of your report until your activity stops.
Keep your 3 oldest cards open and close the rest.
Pay all of your bills on time, every time. If you have never had a car loan, get one.
You can also go to school part-time and get a student loan. Start making payments on the student loan while you are still in school. Every payment is recorded.
The biggest thing that helps your score is time. A record of on-time payments, and aged accounts.
More information can be found at creditkarma.com
by Davinagirl36 years ago
My husband and I are looking to buy a house in the upcoming year. We have run into some trouble looking for a lender because our credit is, for lack of a better term, crap! I am looking for ideas on how to...
by HubPages6 years ago
How To Pay Mortgage Early
by Kevin J Timothy6 months ago
How do you establish credit?Preferably, how to improve credit score without the use of credit cards.
by Dee426 years ago
How can I make my credit score higher?
by flacoinohio2 years ago
What is an interest credit?I have been paying a Sallie Mae loan for seven years and realized in September that I had only paid down $900 on a $8500 private education loan. After realizing this I started paying...
by Barnsey5 years ago
Should an employer judge you by your credit report?Please explain your logic.
Copyright © 2018 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.
HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.