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jump to last post 1-4 of 4 discussions (4 posts)

Now that banks are going to charge fees for debit card purchases will you switch

  1. bayareagreatthing profile image64
    bayareagreatthingposted 6 years ago

    Now that banks are going to charge fees for debit card purchases will you switch to a credit union?

    I know many people who are now using their debit card instead of credit cards. Some because they have bad credit and others because they don't want the lure of using a credit card and are trying to be financially responsible.

    Now banks are going to charge fees for using a debit card for purchases such as gas and groceries. Credit unions don't charge these fees. Will you keep your bank's debit card even if they charge you to use it, or will you switch to a credit union to save money?

  2. profile image59
    Donald Eposted 6 years ago

    I switched to a credit union a few years ago. I quickly found that I received better rates and better customer service and I have not looked back since!

  3. wychic profile image87
    wychicposted 6 years ago

    If my bank starts charging for debit card use, I will switch. Whether it's to a bank that doesn't charge or to a credit union will depend on a few other factors, but I'm not going to pay for the automatic electronic transfer of my own money. Heck, they never charged me extra for checks aside from the check itself, and those DO take some human processing time. In the last town I lived, I banked at a credit union that I really liked, with interest rates on savings that were double that of what the banks were paying...and stayed steady even after bank interest rates completely tanked.

  4. StaceytheWanderer profile image80
    StaceytheWandererposted 6 years ago

    I already belong to a credit union. And being a struggling college grad I love how if I ever overdraft the fee is only $6. This is because I have my checking account protected by my savings. And I can use atm's all over without fees. Places like Cumberland Farms and other Co-op banks.

 
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