Is it worth it to refinance my mortgage? Are there fees?
How much does it cost to refinance and is it really worth it?
It depends on your mortgage company, some just put the fees on the end of your mortgage, you still pay them but just not upfront. Ask about a loan modification, again any fees can be added to the end, it usually includes lowering you interest rate. We were able to go from 6.9 to 4.25, made our payments a lot lower but the 10+ years we paid in are gone and it starts it at a 30 year mortage again. It was our only option , my husband lose hours at work and we were falling behind, it was that or lose our home. Now things are picking up, he getting his hours again and the payment is about $400 less then what it use to be, so what we are saving we pay extra when we can so that it's not going to take us 30 years to pay off.
by Pennington 8 years ago
Can you refinance your home without paying closing fees?What company do you know of, if this is possible?
by SteveoMc 8 years ago
Are women really worth the same pay as men?Most of the women that I work with are less dependable, absent more often, get pregnant, worry about their looks, have relationship problems, cry at work if something goes wrong, and on and on. Do they really deserve the same pay?
by Ralph Deeds 9 years ago
I just refinanced my home mortgage today--4% for 15 years. Closing costs around $1,900. This is the lowest interest rate in 50 or so years.
by king1964 9 years ago
Loan modification with Chase Declined due to my Mortgage being with Ginnie Mae Investors, FHA...Loan.............WHY?????
by Shepherd's Lamb 3 years ago
I just want to discuss what's going on in my little head right now and hope to hear from those of you more educated on the subject.I qualified to buy a condo in 2004 (six years ago). I paid $6,000 cash for closing. Two years later I refinanced to get into a fixed interest rate of 5.5%...
by wishingonastar 9 years ago
Let me start off by saying that this loan is a Freddie Mac loan. This loan has been sold so many times throughout the 10 years I have lived here. I fell on hard times and tried for a loan modification. My lender granted me a modification, or so I thought. They recalculated my income and...
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