Do you find that setting a household finance budget is difficult, or does it make life easier?
Please mention if you use particular software to track budgets and spending.
Setting a budget really helps me with spending and keeping things in line. I don't use software, just a calculator and my checkbook. I use a per diem method as my guide to make money last from one paycheck to the next and it has worked very well for me.
A household budget is a must, but let it be a very respected guideline not an unbreakable rule. There are times when entertainment may have to give something to medical expenses or auto repair to food.
I love my quicken checkbook which projects my expense out for a month and allows me to see at a glance what to expect.
by Daisy Rivera3 years ago
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