Credit card seem to be needed everywhere these days, are you frustrated?
I don't own a credit card and I don't want a credit card, but it seem, increasingly, credit card is become a only payment option, which I find very frustrating, especially because, credit card usually also charge interest. What happen to the good old day, where I can pay cash, everywhere? And when purchase online, why can't I just use my bank card?
I don't seem to know why you couldn't use your bank card. Does it have a credit card logo on it such as Visa or Mastercard? You should be able to use it. But sometimes they have a daily limit such as $500. One time I used my bank card to make reservations for a cruise and it was about $600. The travel agency agreed to take $400 for a payment on the first day and to do the remained the next
Awesome you don't want or need a credit card. But you can also try one of those prepaid one if you need one to make a reservation. American Express offers these.
I have credit cards and do not pay interest. If you don't pay in full each month you will be charged interest. Only those who don't pay in full are charged interest. Many websites also accept bank/credit/gift cards too. The companies and banks behind all the cards bank/credit/gift are making a mint in fees and this is why the "good old days" of cash will likely never return.
Pre-paid credit cards are the wisest choice for purchases made via internet and phone ordering services read more
by Gus Ahmed 14 years ago
If you pay off credit cards by getting a loan out, aren't you in the same position still?Maybe a loan won't have interest increase like credit cards, but what is the best way to get out of this situation for good?
by sandra rinck 16 years ago
Let me start off with roolllff! Everytime I look at a bill I get sick, everytime I need to bust out a credit card just to make it to the next month I wanna puke. Trying to get along in a busting economy is making me sick. I do need advise, good advise in a couple of areas,...
by Cliff Beaver 13 years ago
What is the best way to pay off credit card debt?I don't personally have any major credit card debt, and the debt that I do have is under control. However, I know some people who have let their credit cards get out of hand and I'm sure there are people searching for ways to pay it off. So I ask...
by callmefoxxy 13 years ago
Do you believe it is important to have a credit card?
by Gary Anderson 15 years ago
I just wrote a hub on this, but what I want is to have a discussion here. This is the issue: the senate voted on 5/19 to forbid the states from setting caps on interest rates for credit cards. The injustice of this is that the state in which the credit cards are issued, namely South Dakota and...
by Joe Sellers 15 years ago
The credit card companies are raising the interest on people that have never missed a payment or even been late. The are also lowering the credit line and charging over limit fees if the card ends up higher then the new limit. Has this happened to you?
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