Where is the best place to get a unsecured loan for Home improvement?

  1. profile image46
    MikefromNJposted 7 years ago

    Good Day

    Here is my situation.I live in NJ.I brought a home 2 years ago.I have no equity in my home ,since my property value went down.
    I am looking for a unsecured home improvement loan to replace my boiler and hot water heater and if the payment is affordable a new roof.
    I did a search and found a few places that have them.But i rather not fill out a application online and give them all my info ,along with my SS #
    I have a credit score between 680-700.If possible i would like a loan with 1 year or 6 months without payments.I see many advertised
    Anybody have any suggestions?
    Thank you very much for your time

    Mike in NJ

  2. GoldiString profile image61
    GoldiStringposted 7 years ago

    Try a credit union. They always give the lowest rates.