Saving Money Gradually

1. 88

   RGrafposted 15 years ago

   Want to same money gradually?  Not sure if you are doing it right?  Want to know what others are doing and what is successful for others?  Join us here to share our thoughts and experiences.

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      Reealjrdposted 15 years agoin reply to this

      Hello Friend,
      
      To save money you will have to cut your small expenses not only small expenses  but also some big expenses that you like have to be controlled. I am also moving through the same crises i  have also cut my expenses.

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2. 88

   RGrafposted 15 years ago

   We've cut our TV service off and it is working great.  The electric bill went down, we are spending more time together as a family, and we joined NetFlix so that we can still have some TV time and not go cold-turkey.  We are loving it - even the kids are.

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      Stacie Lposted 15 years agoin reply to this

      Wow,that's really brave! I've often wondered if I could live without the "boob" tube. I know that there are sites that post tv shows but it's just not the same.keep us posted.

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3. 61

   Rangerwifeposted 15 years ago

   We moved out of state.  I used to spend at least $100 a week on gas.  Now I never go anywhere.  We didn't really do this to save money, but hey, what the heck, it's working.  We did cancel our cable, home phone, gym membership and video membership.  We also went down to one car.  It's hard living without those things, but we really didn't have the money.

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4. 88

   RGrafposted 15 years ago

   We were thinking of joining a gym but then realized that if we began to get off of our rears and do some things around the house (walk, chop wood by hand, wash our own cars, wash clothes by hand and so forth), we began to get fit and feel good about ourselves.  Turning the cable off really helped because then we were not tempted.  I order TV shows from NetFlix and watch an entire season.  This way I get to keep up with what is happening and not worry about missing anything.  We're loving.  Even the kids, if you can believe that.

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5. 60

   mheiposted 15 years ago

   since my hubby and i works at the same company,we go to work using one car.if my shift starts way earlier than his, he sleeps at the sleeping lounge, then since i have to wait for his shift to end, i sleep while waiting for him.we cut on the cost of gas, and electricity @ home since we're at the office practically the whole day

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   Reealjrdposted 15 years ago

   Well friends this is the perfect way to save money. Now watch the present economical conditions savings has become necessary. As i am also doing the same as cutting my gas bills,electricity bills. etc.....

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7. 60

   eswarposted 15 years ago

   You can sort out million tricks for this question, but the basic answer can be - sort out the  wanted and the  unwanted in your life, make a list of it you will realize how much you spend on the unwanted list always, cut it immediately and you are on it.

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      Reealjrdposted 15 years agoin reply to this

      Hello eswar,
      
      You have given the right answer in a very short paragraph. I liked it.

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8. 88

   RGrafposted 15 years ago

   We've really begun to get rid of those unneccessary items.  It is really amazing at what you really don't need.  And I mean really need.

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9. 59

   nana1813posted 15 years ago

   Well everyone should know that living with less isn't that bad really. It's all in how you live, if something on the material side of things, live a rule: if you don't touch it in a year get rid of it. If you think of local things to do, heck go play a game of baseball. For me and my husband we live in a one room cabin,(the big one will come when it's supposed to). I lived with two kids in a motorhome for a couple of years as we cleared our land. Lots of beans and rice. I had a storage unit. Then a shed. Now I'm finally where its comfortable. I have the wood stove a cooking.Just learn to keep things simple.  We don't just run around because we live to far from town to lolligag around. I cook all our meals. Sometimes we'll splurg and get a burger somewhere. I'm not rich. But there is no debt. If I can minimize anyone can. Laura

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    ngurecoposted 15 years ago

    The best things in life are free. If you find you are spending more than you are earning, then you are headed for serious financial problems.
    
    But life is very short when you have plenty of money and things to do with money. And on the other hand life is very long and boring when you have little or no money.

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11. 88

    RGrafposted 15 years ago

    Cutting expenses.  We have cut off cable, keep the lights turned off, take our lunches, and try to use one car instead of two.  Not sending birthday cards but instead calling the person.  Hearing our voices makes them so much more happy.  We are still finding ways to do it.

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       AEvansposted 15 years agoin reply to this

         Hello, We have reduced the cell minutes and are only using those in case of emergencies, buy toiletries etc when it is on sale and stock up. Wash dishes by hand, instead of the dishwasher and unplug all things we are not using, it saves on electricity.

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    VENUGOPAL SIVAGNAposted 15 years ago

    Americans do not seem to look out for insurance.
    Insurance is also a sort of savings.  Bank savings gives you the amount of money saved by you in times of loss.   But insurance gives you the amount of money planned to be saved in times of loss.  You can invest in insuring your own life, lives of your near and dear,  your immovable assets, etc.  In future, look out for reliable insurance companies and save a little from your savings.

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