MOUNTAIN VIEW, CA--(May 5, 2010) - One-in-five Americans (21%) and nearly two-in-five (39%) uninsured Americans say they would wait for health reform legislation to be fully implemented before researching and buying health insurance, according to a new survey conducted in April 2010 by Opinion Research Corporation and sponsored by eHealth, Inc. (NASDAQ: EHTH).
The survey also reveals that many consumers expect reforms to be fully implemented in 2010, including many provisions that are not scheduled to begin until 2014. Elements of reform scheduled to begin in 2014 include: access to private insurance regardless of any pre-existing medical conditions, the creation of government marketplaces or "exchanges," subsidies to help cover the cost of health insurance, and a requirement to have insurance. Nearly one third of adults surveyed (31%) believe all of the major health reform programs will be available to the public before the end of 2012.
The top reforms slated for 2014 that people are expecting in 2010 include: more than half (60%) believe insurance companies will no longer be able to deny their insurance application because of a pre-existing medical condition, nearly two-fifths (39%) expect government exchanges to be up and running, more than one-third (37%) expect to get subsidies to help them buy health insurance, and one-in-three (33%) believes consumers will be required to buy insurance. Among the uninsured, more than half (62%) believe that their applications for health insurance can't be denied because of a pre-existing medical condition in 2010, and over half of the uninsured in the survey (56%) also believe government exchanges and subsidies will be available in 2010.
Of those that were uninsured, nearly half (44%) believe there is "no risk" in going without health insurance coverage until government programs become available. Among young adults, one-in-three (37%) shares this point of view. Overall, more than one-in-four Americans (27%) believes there is "no risk" in going without health insurance coverage until government programs become available.
"This study reflects what we're hearing from consumers every day in our customer care center," said Gary Lauer, president and CEO of eHealth, Inc. "A significant portion of the population has unrealistic expectations for health insurance reform and its short-term impact on their lives and health. We believe health reform holds promise for a better system, but the risk of waiting four years until it's fully implemented could be severe. A study published last year in the Journal of Public Health showed people without health insurance were 40 percent more likely to die than those with insurance. And, aside from the health risks, the financial risks people face if they have an uninsured medical expense can also be disastrous. Americans need to know that they have health insurance options available today that can help protect them and their families."
"We believe health reform holds promise for a better system, but the risk of waiting four years until it's fully implemented could be severe. A study published last year in the Journal of Public Health showed people without health insurance were 40 percent more likely to die than those with insurance"
what if you simply can not afford insurance?
So...why do all these people believe these fallacies?
Because the Government has failed to communicate the truth about Health Care Reform! Who's fault is it? Who's to blame? Fix the problem!!
how do you even know they ARE fallacies? I saw a bunch of numbers stating what people believe. No real contradictions to those beliefs other than "people without insurance are more likely to die then those with..." or something like that.
oops, my bad!
I was going by my own beliefs in what Health Care Reform meant - and it sure didn't mean I was going to be forced to buy Health Care when I can't afford it!!
? I was saying I agre with you, I htink? The problem is, we have no clue if they aer fallacies or not. Where I live, no one even knows the bill passed!! If it werent for HP I wouldnt know. Its stupid to say..the public knwow nothing....OF COURSE THEY DONT we havent been told anything!!!
I wonder when it became the responsibility of the general public to discover what Washington is up to, rather than it being the responsibility of Washington to inform the general public what their doing.....?
no idea. maybe about the time the general public no longer wanted to be held responsable for thier own actions?
The article just points out that people really have no idea of what is in the Law and when and how it applies to them. The Government has made no effort to inform the public.
Well, Mike, in all fairness, I'm not sure our elected officials themselves understand everything in the law!
I seem to recall after Health Care passed, President Obama was doing town hall meetings and talking about the law. Naturally he came under fire - I recall a particularly sarcastic editorial in a popular newsletter GOPUSA - slamming Obama for promoting and educating HCR.
And now the conservative complaint is that people don't understand what's in the bill. There's just no pleasing some people.
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