Do you maintain/handle all your finances with or independently from your spouse ?
We each pay for certain household bills/utilities and have our own individual credit cards, car payments, and other expenses we independently handle.
It's been 10 years and we've never had an argument over money! Note: Both of us are fairly practical.
We mainly splurge on our vacations.
However we pay for them in advance though.
We have our own separate bank accounts and credit cards, and we split the costs for bills. But it's never an issue if one of us needs the other to take an extra bill one month or something, we still consider it all "our" money. I don't know why but I've always just really preferred managing my own money and finances. It saves some potential arguments and judgment on who is spending how much on what as well.
You are married and living one life, and in most states, considered equally responsible for bills and debt.
You should be handling all of the finances as a married couple unless the other person is an addict, gambler or mentally ill.
I keep a monthly budget for our shared bills-mortgage, cable, electric, water, car insurance, medical. Each week I transfer my share of those payments into our joint account (I do have a separate checking and savings account. When the bill is due, I take the money and pay it. We have our own bills that we pay-we both pay our own car payments and I have a couple credit cards that I pay. Sometimes the money is tight either on one end or the other but on weeks when one of us is unable to pay thier share, we usually make it up the next week.
He does sometimes whine when he has to pay his share but I put my foot down and I always make sure that I get my share of the income tax refund
by allisonlawrence 5 years ago
Have you and your spouse talked through marriage goals or expectations?Have you set any kind of goal for different areas (family, finances, community, etc.)? Do you talk through any kind of expectations, such as chores, finances, roles, etc.
by whitney_185 6 years ago
What would be your first big purchase if you won the lottery?I would buy a property at the beach and build my own little campground for friends! What about you?
by The Macs 6 years ago
Are you and your spouse on the same page when it comes to your families finances?
by first million 9 years ago
is anyone able save money?
by Gous Ahmed 7 years ago
If you pay off credit cards by getting a loan out, aren't you in the same position still?Maybe a loan won't have interest increase like credit cards, but what is the best way to get out of this situation for good?
by sandra rinck 9 years ago
Let me start off with roolllff! Everytime I look at a bill I get sick, everytime I need to bust out a credit card just to make it to the next month I wanna puke. Trying to get along in a busting economy is making me sick. I do need advise, good advise in a couple of areas,...
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