I don't even know where to start except that I'm thankful, but excuse my french "goddamn"! Maybe if I didn't listen to what they told me in school I'd be a little more successful. I mean, at one time in my life ( my early 20's) I was kicking ass: owned my own home, great credit, great marriage, great job, great car, what the fuck happened? No I'm 32 years old leaving with my dad again. How many other people are in this same situation?