Has anyone ever had a credit card payment disappear. I have not had a late payment in 20 years now all of a sudden Bank of America seems to of not gotten my payment that was mailed 12 days in advance of the due date.The rest of my payments to other businesses got to their destination just fine and on time.
Do you ever wonder if a payment or two hits the shredder to boost fees?
This also comes after a love letter stating their new penalty APR will be 35%
I have had just one payment disappear. The first payment on a new card. Several months later, I found it behind the seats in my car, stamped and ready to be mailed (I always put the mail in the car and swing by the mailbox on the way to work).
I actually just got off the phone with them and made a electronic funds transfer for the missing check. A little stating my case and they removed the late charge and stated that they would not raise the APR,I'll wait and see on that one.I do not trust B of A and I make sure that they get special attention.I will start making payments to a branch office for a while. U.S mail has a 99% on time record so far for all other payments, the 1% just happens to be Bank of America.I had just received the Change in terms notice from them stating the default APR was 35%.If you read your cardholder agreements other creditors can also raise your APR even if you miss payments to another bank,uncorrected and this could cause a serious snowball effect on the four accounts I am paying down. I am paying the cards down and no longer use them, being a divorced dad in NY is really expensive so it's not easy. I write A LOT of checks and I did actually mail this one.
Definitely call them and ask them to remove the late charge and finance fee. By law, Bank of America has to waive one late fee per year!
B of A is terrible and they don't give a hoot about customer service. I've asked them to switch my due date several times on my card (so that it's consistent with other cards) and they couldn't care less.
My advice - get an American Express card and use it for everything you can. They typically have better deals and really believe in the customer always being right! I VERY rarely use my B of A cards now!
by Carolee Samuda4 months ago
I finally reached Adsense payout last month but all I see is that payment will be sent 'by' the 31 of May. Does that mean that payment could be any old date or will it be made 'on' the 31st? Not sure I understand what...
by Joe Sellers7 years ago
The credit card companies are raising the interest on people that have never missed a payment or even been late. The are also lowering the credit line and charging over limit fees if the card ends up higher then the new...
by Brittany Rowland7 months ago
Sorry if this is dumb, but all this time I thought I had to reach $10 in Adsense to start receiving payments. But is it $100? I find the site frustrating to navigate, and I hoped someone here could explain it better. If...
by Bibowen7 years ago
Christians, look at the recent threads....Christians are1. terrorists.2. advocating genocide in Uganda.3. committing child abuse by teaching their children the Bible.Do believers propagate these threads by arguing with...
by RodEccles2 years ago
Not sure if I have the correct space or not. I was wondering if Hubpages uses another payment source/method other than PayPal. Some (man people actually) for one reason or a dozen do not like PayPal. I...
by Jamie Brock4 years ago
I was informed I had been issued a payment but it's been put on hold because I haven't submitted banking account info. The last 2 payments were checks that were sent to me in the mail and I loved it that way.... but...
Copyright © 2017 HubPages Inc. and respective owners.
Other product and company names shown may be trademarks of their respective owners.
HubPages® is a registered Service Mark of HubPages, Inc.
HubPages and Hubbers (authors) may earn revenue on this page based on affiliate relationships and advertisements with partners including Amazon, Google, and others.