An interesting question and I do not know how to answer it. It is funny that you mention Kia though because I used to own one. Someone, hit me at a stoplight, which totaled my car and the airbags never went off.
I do like to hear rich people say that they are wealthy because they have been blessed by God (give me a few sentences to explain). God may have blessed them but not because of anything they have done. For example, if you are born into a rich family, I do not think that God blessed you because you are so much better than anyone else. If a person truly believes this, then we should go back to the Divine Right of kings and become surfs.