Hi. Our fellow hubber soni2006 has already compared the 2 cars in his HUB.
I was also in the same dilemma couple of months back as to which car to buy. In one line if I say, SWIFT is a winner hands down. I would not like to undermine the RITZ here but SWIFT definitely is better.
For me first of all the shape of the RITZ was a turnoff, secondly I test drove both the cars and found SWIFT much better than the RITZ as far as the pickup is concerned. Secondly since I am a offroader the rally based suspensions in the SWIFT really helps.
Although I would say the interiors are better in the RITZ but SWIFT is not much behind. But the SWIFT gives you a feel of a very powerful car which is also goodlooking.
Hence I would say you go for the SWIFT.