How do you live on one income?
Stress and lack of time has over taken our lives as my husband and I try to each work forty plus hours a week and raise two boys ages 5 and 1. It took a longtime but we finally decided it would be best if I quit my job. It frees my husband up to take on more hours and build his videography business on the side. But I know how thin the cash flow will be for the time being. I also know it's the best thing for our boys, but still frightening. I've always worked. Any ideas? I am currently a journalist, any avenues you'd suggest for stay at home moms! I can't believe I'm saying that! Thanks.
Refusing to allow popular culture dictate your life–think fashion, entertainments, eating out, etc.–is a huge tip. One of the greatest things about choosing to do that is it gives freedom for creativity in every aspect of life.
SAHMs have opportunity to work from home to bring in extra money, though much depends on the character of the mom and her ability to focus on the big picture, learn how to get and stay organized, and more. Sites like Seedtime offer helpful information, for instance, check out their 5 Legitimate Work-From-Home Jobs page.
The Dollar Stretcher website has a whole section on tips on how to do this and plans on how to transition to one income.
Dave Ramsey's Financial Peace University classes on getting out of debt and budgeting are also a good resource, since if you've paid off debt, you'll have more disposable income or can live off less.
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