I was wondering what is the best way to get paid by Amazon if you don't live in the U.S.A?
I live in the UK and wonder what are the best payment methods
Sadly I don't have an American bank account so can not receive direct deposits. This is a shame as I would love this and it only requires a $10 payout - instead of $100!
The other options are:
Cheques - OK but this would take ages to arrive, I would lose money when I convert it into £, is a hassle and I read that you have to pay $15 for a cheque or something - is this true.
Amazon.com gift card - OK but not sure if I can shop on Amazon.com and things like video games are different format, shipping takes forever and postage s probably loads, not to mention tax when you import it!
So I was wondering what options do other Amazon affiliates use especially if they live in the UK.
It is not Amazon's fault but is a little annoying.
Could they not let you receive Amazon UK gift cards for a small fee or pay by Paypal?
So there you go I was just wondering what to do really!
By the way this is no real criticism of the Amazon Associates program - just looking for advice.
Thanks in advance for your help!
Open a dollar bank account with Citibank UK or Lloyds TSB offshore.
Or - open a trading account with a US based online stock broker. That is basically a bank account.
Doesn't Amazon also have a paypal option? Otherwise it will be a bit of a problem for me too when I head back home. Foreign checks are not a lot of use once you pays the fees on them.
Thank you Mark Knowles for your reply.
So is the best solution just to open an American bank account? Will look into that.
I've not reached minimum payout yet, but I think the cheque fee only applies in the US. For a UK bank account, it is your own bank that will take a cashing fee, and that will vary from bank to bank.
I'm in Spain and just KNOW, without asking, that they will take an arm and a leg, greedy gits, so I've asked Amazon to send me a cheque when I reach $1,000. Obviously I can change my mind on this at any time after reaching minimum payout.
I hadn't considered opening a dollar account, it might be an option.
La Caixa don't charge too much - usually around 12 euros per cheque but it depends on the amount. They do though take about a month to clear!!!!!!!!!!!
There isn't one of them near me. I wouldn't touch the CAM with a barge pole. The Santander were cashing foreign cheques in less than 2 weeks for a while but now they are back to 4 weeks.
I suppose I might be able to post my cheque to my UK account? It'll be faster if nothing else...
Agree it is a problem. I live in the UK and used to take the gift cards but it is a pain having to pay trans Atlantic carriage. I am now going for the dollar cheque (no fee if you are in the UK) but there is still the fee to cash the cheque.
Adsense is so much better with direct bank transfer and Ebay pays via Paypal.
OK what I am going to do is set the limit high to $500 I think and then look into the possibility of opening a US account!
Thanks for telling me at least there is no fee for cheques in the UK. The thing is I know the bank will keep about a quarter of my money if I get a foreign cheque!
I think you need to ask you bank what the charge is. If its a set fee of, say, £20, then that is a big cut from $100, but if the charge is £20 no matter how high the cheque then you are maybe better waiting for the bigger cheque.
If they take a percentage of the value, then open a dollar account with a forein bank. Mind you they likely have high charges too, if not for that then for something else.
Thanks it is a no win situation really! May just go with large cheques!
I am UK too.
I have plumped for setting payout high.... $500 actually and taking the hit with the bank fees. I think that HSBC charges about £9 for a standard US cheque, as an example.
The exchange rate is really in our favour for incoming cash, $500 is about £347 right now.
Bearing in mind that the exchange rate was $2 to the pound just 2 years ago, so $500 would have been worth approx £250, I find £338 a more than acceptable amount to be left with!
Although you also have to keep in mind that you pay tax onn the full amount . I would be surprised if you could open a US bank account as an out-of-country non-citizen, but if anyone finds out how to do it, please let us know!
Well - I listed two banks that you can open a US$ bank account at. I am sure there are more.
Just about any bank will if they like you !
I take it you have never been in an English bank then?
Uk banks - you need references, money (duh), a good address, a good credit score, regular money coming in. You are interviewed, pretty much, then usually told 'no'. Ridiculous.
I went into a Portuguese bank, announced what I wanted, showed my i.d., signed my name and that was pretty much it! They used a method whereby I was restricted in what I could do for a little while - once I'd proved I wasn't a fraudulent type, everything was cool.
That's how it should be. Given a chance, once proven everyone's a winner!
Have you actually done it or know someone who has (from outside the conountry).
Because when I moved to the US the banks required, legally, proof ofa US residential address. I know that will I was in the US I was unable to open a NZ account (where I am a citizen) because I had to be physially present in hte bank to open the account. And even as a US reisdent I cannot open a US brokerage account as you must be a citizen.
p.s. A non-US citizen with have 0 credit score in the US.
Yes - Would you like me to do it for you? I will only charge a nominal amount.
Mark, does a dollar account set up with Citibank in the UK count as a US account for Amazon purposes.
Re comments on currency games, in my translation business I have clients who pay me in sterling, others who pay me in euros, and others who pay me in US dollars. My availability for any given client, apart from regulars with whom I have a good relationship,varies according to the strength of each currency. With sterling abysmally low, I've done well favouring euro and dollar paying clients recently.
Yes. It is a bank account in US dollars - much as I despise Citibank - they will open an account for you in dollars. It is not an account in the US though - so they will have to send a check. No fees.
If you are a UK Citizen, based in the UK, then your Amazon income is taxable irrespective of whether the payment goes into a US or UK bank account. There is no legal way of avoiding UK income tax unless you exile yourself and obtain citizenship in another country. A US bank account does not change that.
Good point Ryankett - at least the exchange rate being so bad has some positive effects! I think I will just settle for a large payout amount then!
If I do well with Amazon I may consider opening an American account.
Thanks to everyone for their advice and assistance!
I think cheque is the best way. I also live outside US and I selected PAYMENT BY CHEQUE
I pay in US checks all the time. Make sure you write your name in the endorsement area on the back, then just pay it into your UK account. The cashier will be a bit puzzled but banks have a special form for it.
Check the charges first - Halifax charges £10 a check so hold your Amazon payments until you get something substantial (Natwest was £10.50 last time I used them). I hold all my affiliate accounts until I get $500 in them.
My last months amazon earnings were about $456 ish and from that I recieved in english money £314 and some pence, minus the £10 for the fee from my bank, although often I have switched the payment to gift certificates to buy some books from amazon.com too, it would be nice if they did put paypal as an option, but I'm not fussed.
Cheques take longer to recieve and to process, but if you can roughly work out when you'll need the money then all the better!
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