Does your health insurance company cover preventive services?
Some insurance companies cover more services than others. Does your health insurance cover services (like physical therapy, gym memberships, smoking cessation, etc.) that could help save health care costs down the road? What has your experience been like trying to get these services covered?
Yes, an annual checkup with the Dr. is covered 100%. No problem getting it covered. Coverage is automatic. Any blood work that the Dr. requests is treated as a normal claim, so I have to pay my portion of it.
These annual checkups are useful for making adjustments to diet and lifestyle that could prevent future health problems.
My health insurance covers physical therapy and other therapies provided under a physician's license. For example, physical therapists are covered by a physiatrist and they also have their own licensing board, practice laws. Accupuncture, when done by a licensed physician is covered; where Mr. Chan on the corner is not. Go figure.
I think my insurance covers a portion of smoking cessation program if the doc is willing to write a script, saying that it's medically necessary. Things like mammograms and gyne exams and yearly physical are covered. But if my doc decides to go hog wild and order a mammogram twice a year...There's only so often insurance companies will pay for something. THEY HAVE THEIR RULES, TOO.
I tried to get the cost of a personal trainer covered because I'v got a bad health history and it would be less expensive to pay him than to pay for time in the hospital. NO GO. But, I was able to deduct his services from my taxable income as long as I had my doctor's script. This was good news from my accountant.
My insurance covers physical therapy, mammograms, pap smears and several other tests without any co-pays from me. It doesn't cover gym memberships, which my last insurance did, but then I had co-pays.
by Ana Maria Orantes 3 days ago
Now Medicare gets involve with other health insurance’s companies Call your Medicare program and find an agent that can help you with Obama’s health care program to get more . It is for people over 65. Is it a good idea.?
by CorinneM 8 years ago
Do you have health insurance? If so, are you covered under your employer's plan or do you have an inI am trying to get a sense of the truth in the numbers being published about the number of uninsured people in the US
by ForMomswithLove 8 years ago
Do you feel infertility treatments should be fully covered by health insurance?
by Susan Reid 4 years ago
If you are insured through your employer, the answer is no. If you are an individual or small business owner, please share your thoughts.Did you know there will be online health care insurance marketplaces (exchanges) in every state?Is your state running its own exchange ... ...or is it...
by backporchstories 6 years ago
I know in my life, I can not afford health insurance until a job with decent pay comes my way. I have been unemployeed for eight months now and find work hard to come by in my tiny neck of the woods here in Kentucky. Also, when it comes to medicial treatment, I am very old school...we...
by linda squire 7 years ago
why are we paying for health insurance with our employer when you cant use it for any...preexsisying condition in my case that is everytime i need to see a doctor do i have to die because i can not be covered
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