How to move on after house fire?

1. 91

   peeplesposted 11 years ago

   How to move on after house fire?
   
   Saturday morning most of our home burnt down. This morning I moved my family into a hotel. There was no insurance on the home even though we were assured previously that there was. I feel like my life has come to a stand still and at the same time I feel like I am going to explode. Everyone keeps telling me to be thankful no one was hurt, but while I am thankful, I am also very angry. I don't know how we are going to relocate. We lost $1100 in the house (thanks Dave Ramsey for that money in envelopes idea!). I just want to scream. How do I move forward?

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2. 36

   ChristinSposted 11 years ago

   I'm so sorry! All you can really do is put one foot in front of the other and just try your best. I know you posted recently about a possible live-in hotel job. Is that still a possibility for your family? Sounds like it could be at a good time.
   
   I would go to the Red Cross to see if they can help you with some immediate needs while you figure out what to do.  Also, if you were told your home was insured, I would certainly go after the owner or whoever was to have insured it.  Usually your home owners insurance is attached to the mortgage depending on where you live. If you were renting, the homeowners insurance will cover the home, but not necessarily your belongings because you would need renters insurance for that. 
   
   Step by step, try to salvage what you can and just do a little bit, day by day.  I wish I knew more - if I come up with anything I'll be sure to let you know.

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3. 89

   innerspinposted 11 years ago

   It's okay to feel what you feel. You'll be in shock apart from anything else. I'm so sorry this has happened to your family.You're a survivor, peeples. It won't be easy but one step at time as Christin S says. Let the dust settle and you'll find a way through.

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4. 61

   fpherj48posted 11 years ago

   First of all, I want to say how sorry I am for what you have been through.   I assume you were renting, since you said that you were "assured" the home was insured.  Depending on your lease and/or the State in which you live, you may have options.  Normally, "renters insurance" is the only way to protect your furnishings and belongings, but if your lease did not explicitly state that you MUST purchase renter's insurance, and the home itself was not insured by your landlord, you can probably sue to recoup your loss, in small claims court.  I would strongly suggest you look into this.  In most all states, it is illegal to rent a home out to anyone, without having Home owners Insurance.   
   All you can do from this point, is go forward, one step at a time.  The Red Cross should be able to offer some assistance, as well as other organizations, such as Goodwill and The Salvation Army, in terms of replacing some clothing for you and your kids....until you can get on your feet.   
   Although things are quite depressing at the moment, each day will bring some peace and comfort, as you work through the worst of it.  People often step up and open their hearts to those in need temporarily.  Accept all that is offered you in kindness and generosity.  You have helped others and now it is time for you to receive.  I wish you much support and strength.   VERY glad that no one was injured.   
   I think you may want to bring your story to the attention of your local newspaper.
   Best of luck to you!.....

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