When Should I Start Planning For Retirement And How Much Money Do I Need For Retirement?
Retirement made easy: How soon should I start saving? Having enough money to retire on is a worry for many people. In fact for most the issue is so daunting that they prefer to avoid thinking about it. Starting saving now is the most imporant decision they can make. read more
Knowing how much you will need for retirement is the first important step. From there you'll be able to decide whether your current savings approach will be sufficient to provide the income you'll need at retirement. I don't know if we're supposed to tout our own hubs here but my hub explains how to calculate your target figure.
http://hubpages.com/hub/Retirement-How- … -do-I-need
If I'm breaking some rule by providing this link, please send me an email.
You should begin saving for retirement when you begin working. The earlier you start, the easier it will be to save enough for a comfortable retirement. If you start from the beginning, you won't miss the amount of money that goes to your retirement accounts. In many cases, the amount deducted for retirement accounts is offset by the lowered tax you pay. For example, if you have designate $100 per month for your 401K, you might only see a reduction in your take home pay of $75. This amount will vary based on your salary and exemptions. For more information, see my hub:
http://hubpages.com/hub/A-practical-app … retirement
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